513 4th Ave, Collins, IA 50055 Property Records

Story County property record for 513 4th Ave, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,173 sqft · built 1981
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Aug 2021)
Tax Bill	$3,670 (2025)
Deeds & Mortgages	Jul 2010 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-21-125-120`

Property Details

APN / Parcel Number

Primary APN	`16-21-125-120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Basement Area	1,173 sqft
Finished Basement	1,175 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	513 4TH AVE
City	COLLINS
State	IA
Zip	50055-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAULKINS 2ND ADD LOT:16 COLLINS
Legal Range	21W
Legal Township	82N
Legal Section	21
Legal Subdivision	CAULKINS ADD PLAT 2
Legal Lot Number	16
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2114
Census Tract	10200

Owner

513 4th Ave is owned and occupied by two individuals who bought it in August 2021.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	513 4TH AVE, COLLINS, IA 50055-7720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2010	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Deed Document Number	202110090
Prior Transfer Date	Feb 25, 2009
Prior Transfer Doc	0000002118
Record Updated	Oct 29, 2026

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	513 4TH AVE, COLLINS, IA 50055-7720
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000006946
Date	Jul 26, 2010
Instrument	2010-00006946

Lender

Name	VALLEY BANK
Type	Bank
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2040

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	513 4TH AVE, COLLINS, IA 50055-7720
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110092
Date	Aug 5, 2021
Instrument	2021-10092

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2031

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	513 4TH AVE, COLLINS, IA 50055-7720
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110092
Date	Aug 5, 2021
Instrument	2021-10092

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2031

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 5, 2021
Property Address	513 4TH AVE, COLLINS, IA 50055-7720
Document Number	0202110090
Instrument Date	Jul 28, 2021
Instrument	2021-10090
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 4TH AVE, COLLINS, IA 50055-7720

Mortgage

Document Number	0202110091
Date	Aug 5, 2021
Instrument	2021-10091

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	4.87%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 513 4th Ave was $3,670 with a homeowner's exemption, down 1.6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Collins City
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,670.00 (-1.56%) Homeowner's exemption	$232,300 Land $18,400 Building $213,900	$232,300 Land $18,400 Building $213,900
2024	$3,728.00
2023		$220,700 Land $16,100 Building $204,600	$220,700 Land $16,100 Building $204,600
2022	$3,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 4th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Colo Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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