705 3rd St SW, Wells, MN 56097 Property Records

Faribault County property record for 705 3rd St SW, Wells, MN 56097

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,180 sqft · built 1964
Lot Size	0.259 acres (11,325 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Sep 2025)
Tax Bill	$2,062 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2025 Sale & Mortgage + 2 more
APN	`30.579.0160`

Property Details

APN / Parcel Number

Primary APN	`30.579.0160`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,325 sqft (0.259 acres)
Lot Dimensions	132 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	624 sqft
Porch	Open Porch
Porch Area	180 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	705 3RD ST SW
City	WELLS
State	MN
Zip	56097-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 EX E10' & E10' OF 5 SUNSET SUBDIVISION 6 EX E10' & E10' OF 5
Legal Subdivision	SUNSET SUBDIVISION
Legal Block	2
Jurisdiction	FARIBAULT MN
Township / Civil Division	WELLS
Census Block Group	2
Census Block	2036
Census Tract	460600

Owner

Source: Faribault County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	705 3RD ST SW, WELLS, MN 56097-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit HARVEST BANK
Sep 24, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2023	Warranty Deed, Transfer · Line of Credit HARVEST BANK
May 15, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	401100
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FARIBAULT MN
Property Address	705 3RD ST SW, WELLS, MN 56097-1220
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 3RD ST SW, WELLS, MN 56097-1220

Mortgage

Document Number	0000394676
Date	Jul 24, 2023
Instrument	394676

Lender

Name	HARVEST BANK
Type	Bank
Address	KIMBALL, MN 55353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 24, 2030

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FARIBAULT MN
Recording Date	Sep 24, 2025
Property Address	705 3RD ST SW, WELLS, MN 56097-1220
Document Number	0000401100
Instrument Date	Sep 11, 2025
Instrument	401100
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TTL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	705 3RD ST SW, WELLS, MN 56097-1220

Mortgage

Document Number	0000401101
Date	Sep 24, 2025
Instrument	401101

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FARIBAULT MN
Recording Date	Jul 21, 2023
Property Address	705 3RD ST SW, WELLS, MN 56097-1220
Document Number	0000394653
Instrument Date	Jul 21, 2023
Instrument	394653
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	MINNESOTA RIVER VALLEY TTL &

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 3RD ST SW, WELLS, MN 56097-1220

Mortgage

Document Number	0000394676
Date	Jul 24, 2023
Instrument	394676

Lender

Name	HARVEST BANK
Type	Bank
Address	KIMBALL, MN 55353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 24, 2030

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FARIBAULT MN
Recording Date	May 15, 2017
Property Address	705 3RD ST SW, WELLS, MN 56097-1220
Document Number	374602
Instrument Date	May 4, 2017
Instrument	374602
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 3RD ST SW, WELLS, MN 56097-1220

Mortgage

Document Number	0000374603
Date	May 15, 2017
Instrument	374603

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Faribault County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Faribault County
Municipality	Wells City
Unified School District	United South Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,100 (+5.14%) Land $20,600 Building $114,500	$135,100 (+5.14%) Land $20,600 Building $114,500
2024	$2,062.00 (+10.5%)
2023		$128,500 (-4.6%) Land $10,400 Building $118,100	$128,500 (-4.6%) Land $10,400 Building $118,100
2022	$1,866.00 Homeowner's exemption	$134,700 Land $10,400 Building $124,300	$134,700 Land $10,400 Building $124,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wells serves 2,343 people · EPA ID MN1220010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Bevcomm Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Midco.

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