490 3rd St SW, Wells, MN 56097 Property Records

Faribault County property record for 490 3rd St SW, Wells, MN 56097

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,389 sqft · built 1959
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$130,500 (Dec 2021)
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
APN	`30.572.0230`

Property Details

APN / Parcel Number

Primary APN	`30.572.0230`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	896 sqft
Attic	Attic
Attic Area	493 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	150 ft deep x 86 ft wide
Garage Type	Detached
Garage Area	308 sqft
Porch	Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	490 3RD ST SW
City	WELLS
State	MN
Zip	56097-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	201
Legal Description	LOT 3 EX W94.4' DANIEL STRAW ADDITION LOT 3 EX W94.4'
Legal Subdivision	DANIEL STRAW ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	FARIBAULT MN
Township / Civil Division	WELLS
Census Block Group	3
Census Block	3014
Census Tract	460600

Owner

490 3rd St SW is owned and occupied by an individual who bought it in December 2021.

Source: Faribault County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	490 3RD ST SW, WELLS, MN 56097-1330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Prior Sale	Sep 21, 2017 · Amount on File
Deed Document Number	2021389806
Prior Transfer Date	Aug 25, 2005
Prior Transfer Doc	333469
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FARIBAULT MN
Recording Date	Dec 27, 2021
Property Address	490 3RD ST SW, WELLS, MN 56097-1330
Document Number	0000389806
Instrument Date	Dec 10, 2021
Instrument	389806
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TTL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 3RD ST SW, WELLS, MN 56097-1330

Mortgage

Document Number	0000389807
Date	Dec 27, 2021
Instrument	389807

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FARIBAULT MN
Recording Date	Sep 21, 2017
Property Address	490 3RD ST SW, WELLS, MN 56097-1330
Document Number	375722
Instrument Date	Aug 28, 2017
Instrument	375722
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 3RD ST SW, WELLS, MN 56097-1330

Mortgage

Document Number	375723
Date	Sep 21, 2017
Instrument	375723

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 490 3rd St SW was $2,546 with a homeowner's exemption.

Source: Faribault County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Faribault County
Municipality	Wells City
Unified School District	United South Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,800 (+2.16%) Land $7,800 Building $153,000	$160,800 (+2.16%) Land $7,800 Building $153,000
2025	$2,546.00 Homeowner's exemption	$157,400 Land $21,500 Building $135,900	$157,400 Land $21,500 Building $135,900
2023		$139,600 Land $12,000 Building $127,600	$139,600 Land $12,000 Building $127,600
2022	$1,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 490 3rd St SW; there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 3rd St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wells serves 2,343 people · EPA ID MN1220010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Bevcomm Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Midco.

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