Story County property record for 705 2nd St, Maxwell, IA 50161
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 1880 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $74,000 (Oct 2019) |
| Tax Bill | $1,380 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 15-27-213-101 |
| Primary APN | 15-27-213-101 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,200 sqft (0.326 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 448 sqft |
| Patio Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 705 2ND ST |
|---|---|
| City | MAXWELL |
| State | IA |
| Zip | 50161-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLINGERS ADD LOTS 7 & 8 BLK 3 |
| Legal Range | 22W |
| Legal Township | 82N |
| Legal Section | 27 |
| Legal Subdivision | OLINGER'S ADD |
| Legal Block | 3 |
| Legal Lot Number | 7,8 |
| Jurisdiction | STORY IA |
| Township / Civil Division | INDIAN CREEK |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 10200 |
Source: Story County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 2ND ST, MAXWELL, IA 50161-7705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES TRUST & SAVINGS BANK |
| Oct 14, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2019 · Amount on Record |
| Deed Sale | Oct 14, 2019 · Amount on Record |
| Prior Sale | Mar 2, 2015 · Amount on Record |
| Deed Document Number | 20199639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 705 2ND ST, MAXWELL, IA 50161-7705 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201700001507 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 2017-00001507 |
| Name | PEOPLES TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OGDEN, IA 50212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Oct 14, 2019 |
| Property Address | 705 2ND ST, MAXWELL, IA 50161-7705 |
| Document Number | 0201909639 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 2019-09639 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 2ND ST, MAXWELL, IA 50161-7705 |
| Document Number | 0201909640 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | 2019-09640 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2039 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Maxwell City |
| Unified School District | Collins-Maxwell Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,380.00 Homeowner's exemption | $96,200 (+6.06%) Land $37,500 Building $58,700 | $96,200 (+6.06%) Land $37,500 Building $58,700 |
| 2024 | $1,380.00 (-2.4%) | ||
| 2023 | $90,700 (+13.38%) Land $35,000 Building $55,700 | $90,700 (+13.38%) Land $35,000 Building $55,700 | |
| 2022 | $1,414.00 (-1.53%) Homeowner's exemption | $80,000 Land $35,000 Building $45,000 | |
| 2021 | $1,436.00 | $80,000 Land $35,000 Building $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 20 (1991–2026) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Huxley Communications Cooperative Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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