Story County property record for 621 2nd St, Maxwell, IA 50161
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,574 sqft · built 1920 |
| Lot Size | 0.329 acres (14,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Dec 2025) |
| Tax Bill | $1,800 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage May 2025 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-27-211-120 |
| Primary APN | 15-27-211-120 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 546 sqft |
| Unfinished Basement | 364 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,342 sqft (0.329 acres) |
| Lot Dimensions | 142 ft deep x 101 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,648 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 112 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 621 2ND ST |
|---|---|
| City | MAXWELL |
| State | IA |
| Zip | 50161-7704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLINGERS ADD LOTS 5 & 6 BLK 2 |
| Legal Range | 22W |
| Legal Township | 82N |
| Legal Section | 27 |
| Legal Subdivision | OLINGER'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 5,6 |
| Jurisdiction | STORY IA |
| Township / Civil Division | INDIAN CREEK |
| Census Block Group | 1 |
| Census Block | 1114 |
| Census Tract | 10200 |
621 2nd St is owned and occupied by two individuals who bought it in December 2025.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 621 2ND ST, MAXWELL, IA 50161-7704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MAXWELL STATE BANK |
| May 14, 2025 | Deed of Trust, Mortgage MAXWELL STATE BANK |
| Dec 30, 2025 | Warranty Deed, Transfer · VA Mortgage GREENSTATE CU |
| Mar 14, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 7, 2025 | Legal Action/Court Order, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on File |
| Deed Sale | Dec 30, 2025 · Amount on File |
| Prior Sale | Mar 7, 2025 · Amount on File |
| Deed Document Number | 202511019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 621 2ND ST, MAXWELL, IA 50161-7704 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 513 METCALF ST, MAXWELL, IA 50161-2022 |
| Document Number | 0202502534 |
|---|---|
| Date | Apr 15, 2025 |
| Instrument | 2025-02534 |
| Name | MAXWELL STATE BANK |
|---|---|
| Type | Bank |
| Address | MAXWELL, IA 50161 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 3, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 621 2ND ST, MAXWELL, IA 50161-7704 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 513 METCALF ST, MAXWELL, IA 50161-2022 |
| Document Number | 0202503513 |
|---|---|
| Date | May 14, 2025 |
| Instrument | 2025-03513 |
| Name | MAXWELL STATE BANK |
|---|---|
| Type | Bank |
| Address | MAXWELL, IA 50161 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Jun 3, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Dec 30, 2025 |
| Property Address | 621 2ND ST, MAXWELL, IA 50161-7704 |
| Document Number | 0202511019 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025-11019 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 621 2ND ST, MAXWELL, IA 50161-7704 |
| Document Number | 0202511020 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-11020 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Mar 14, 2025 |
| Property Address | 621 2ND ST, MAXWELL, IA 50161-7704 |
| Document Number | 0202501701 |
| Instrument Date | Mar 14, 2025 |
| Instrument | 2025-01701 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5819 NE 29TH ST, ANKENY, IA 50021-9575 |
| Mail Care Of | DENNIS SULT |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Mar 7, 2025 |
| Property Address | 621 2ND ST, MAXWELL, IA 50161-7704 |
| Document Number | 0202501512 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 2025-01512 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $135.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 621 2ND ST, MAXWELL, IA 50161-7704 |
The 2025 property tax bill for 621 2nd St was $1,800 with a homeowner's exemption, up 49% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Maxwell City |
| Unified School District | Collins-Maxwell Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,800.00 (+49.01%) Homeowner's exemption | $108,000 Land $37,500 Building $70,500 | $108,000 Land $37,500 Building $70,500 |
| 2024 | $1,208.00 | ||
| 2023 | $102,800 Land $35,000 Building $67,800 | $102,800 Land $35,000 Building $67,800 | |
| 2022 | $1,524.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 621 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 20 (1991–2026) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 621 2nd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Huxley Communications Cooperative Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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