705 2nd St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 705 2nd St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,452 sqft · built 1925
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Nov 2022)
Tax Bill	$11,256 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00043-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`03-00043-0000-00002`
Alternative APN	`030004300002`

Interior

Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	705 2ND ST
City	DUNELLEN
State	NJ
Zip	08812-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	50X140
Legal Subdivision	ANNA K RUSS
Legal Block	43
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	3
Census Block	3007
Census Tract	300

Owner

705 2nd St is owned and occupied by two individuals who bought it in November 2022.

Source: Middlesex County and Dunellen Borough records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 2ND ST, DUNELLEN, NJ 08812-1053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 30, 2022	Redemption Deed, Transfer
Feb 22, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Apr 4, 2013 · Amount on File
Deed Document Number	202299360
Deed Book / Page	19099 / 386
Prior Transfer Date	Jan 29, 2018
Prior Transfer Doc	0000013839
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 30, 2022
Property Address	705 2ND ST, DUNELLEN, NJ 08812-1053
Document Number	0000099360
Book / Page	19099 / 386
Instrument Date	Oct 18, 2022
Instrument	2022099360
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	CONSUMERS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2333 CAFFRY LN, BOILING SPRINGS, SC 29316-9355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 2ND ST, DUNELLEN, NJ 08812-1053

Mortgage

Document Number	0000099361
Date	Nov 30, 2022
Instrument	2022099361

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0000099363
Date	Nov 30, 2022
Book Page	19099/407
Instrument	2022099363

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 9, 2027

November 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 30, 2022
Property Address	705 2ND ST, DUNELLEN, NJ 08812-1053
Document Number	0000099364
Book / Page	19099 / 416
Instrument Date	Oct 17, 2022
Instrument	2022099364
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 2ND ST, DUNELLEN, NJ 08812-1053

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 22, 2018
Property Address	705 2ND ST, DUNELLEN, NJ 08812-1053
Document Number	201800013839
Book / Page	17090 / 0314
Instrument Date	Jan 29, 2018
Instrument	201800013839
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 2ND ST, DUNELLEN, NJ 08812-1053

Mortgage

Document Number	201800013840
Date	Feb 22, 2018
Instrument	201800013840

Lender

Name	CAPITAL ONE NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 705 2nd St was $11,256, up 7.8% from the year before.

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,800 (-) Land $106,000 Building $353,800	$459,800 (-) Land $106,000 Building $353,800
2025	$11,256.00 (+7.82%)	$459,800 Land $106,000 Building $353,800	$459,800 Land $106,000 Building $353,800
2024	$10,440.00
2023		$416,300 Land $106,000 Building $310,300	$416,300 Land $106,000 Building $310,300
2022	$10,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	49 (1996–2025)
Claims Outside the SFHA	7 of 49
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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