704 2nd St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 704 2nd St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,530 sqft · built 2004
Lot Size	0.083 acres (3,624 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Mar 2008)
Tax Bill	$9,400 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00042-0000-00037-0000-C0002`

Property Details

APN / Parcel Number

Primary APN	`03-00042-0000-00037-0000-C0002`
Alternative APN	`030004200000003702C0002`

Interior

Stories	2 Stories
Building Area	1,530 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	3,624 sqft (0.083 acres)
Lot Dimensions	145 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	030004200000003702C0002
Street Address	704 2ND ST
City	DUNELLEN
State	NJ
Zip	08812-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X145
Legal Subdivision	SANFORD AVE CONDO
Legal Block	42
Legal Lot Number	37
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	3
Census Block	3005
Census Tract	300

Owner

704 2nd St is owned by an individual who acquired it in January 2022.

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	11302 CRYSTAL RIDGE DR, WATCHUNG, NJ 07069-6495
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Jun 28, 2018	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2008 · Amount on File
Deed Sale	Mar 4, 2008 · Amount on File
Deed Document Number	20082561
Deed Book / Page	5923 / 724
Last Transfer Date	Jan 20, 2022
Transfer Doc	0000014578
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 4, 2022
Property Address	704 2ND ST, DUNELLEN, NJ 08812-1054
Document Number	0000014578
Book / Page	18817 / 1625
Instrument Date	Jan 20, 2022
Instrument	2022014578
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 2ND ST, DUNELLEN, NJ 08812-1054

Mortgage

Document Number	0000014579
Date	Feb 4, 2022
Instrument	2022014579

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	704 2ND ST, DUNELLEN, NJ 08812-1054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041338
Date	May 12, 2020
Book Page	17872/586
Instrument	2020041338

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2040

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	704 2ND ST, DUNELLEN, NJ 08812-1054
Document Number	0000067313
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 2ND ST DUNELLEN NJ 088121054, DUNELLEN, NJ 08812-1054

Mortgage

Document Number	0000067313
Date	Aug 2, 2018
Book Page	017253/000900
Instrument	67313

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 704 2nd St was $9,400, up 7.4% from the year before.

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,700 (+7.99%) Land $40,000 Building $374,700	$414,700 (+7.99%) Land $40,000 Building $374,700
2025	$9,400.00 (+7.43%)	$384,000 Land $40,000 Building $344,000	$384,000 Land $40,000 Building $344,000
2024	$8,750.00
2023		$287,100 Land $40,000 Building $247,100	$287,100 Land $40,000 Building $247,100
2022	$7,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	49 (1996–2025)
Claims Outside the SFHA	7 of 49
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures