705 25th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 705 25th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 768 sqft · built 1970
Lot Size	0.111 acres (4,875 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Oct 2023)
Tax Bill	$6,980 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00323880-000000`

Property Details

APN / Parcel Number

Primary APN	`00323880-000000`
Alternative APNs	`09663200323880000000` `1398080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Block
Roof Type	Flat
Roof Material	Other
Lot Area	4,875 sqft (0.111 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	448 sqft
Deck Area	2,183 sqft
Patio Area	2,183 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1398080
Old Parcel Number	09663200323880000000
Street Address	705 25TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-2209
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 13 LT 1 HARBOR ISLES SEC A PB5-79 KEY VACA OR449-692 OR1277-1868AFF/DC OR1277-1869AFF OR1277-1870 OR2662-1515 OR3031-2374
Legal Range	32E
Legal Township	66S
Legal Section	09
Legal Subdivision	HARBOR ISLE SEC A
Legal Block	13
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2017
Census Tract	971300

Owner

705 25th St Ocean, a mobile home, is owned by an individual who bought it in October 2023.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 500021, MARATHON, FL 33050-0021
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Warranty Deed, Transfer · Seller Carry-Back JAMES V GRESHAM ETUX
Feb 9, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on File
Deed Sale	Oct 20, 2023 · Amount on File
Prior Sale	Feb 9, 2023 · Amount on File
Deed Document Number	2437405
Deed Book / Page	3247 / 2263
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 20, 2023
Property Address	705 25TH STREET OCEAN, MARATHON, FL 33050-2209
Document Number	0032472263
Book / Page	3247 / 2263
Map Reference	MB 5 PG 79
Instrument Date	Oct 20, 2023
Instrument	2437405
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 N INDIES DR, MARATHON, FL 33050-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 500021, MARATHON, FL 33050-0021

Mortgage

Document Number	0032472265
Date	Oct 20, 2023
Instrument	3247/2265

Lender

Name	JAMES V GRESHAM ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	13 Months
Due	Nov 20, 2024

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 9, 2023
Property Address	705 25TH STREET OCEAN, MARATHON, FL 33050-2209
Document Number	0032111510
Book / Page	3211 / 1510
Map Reference	MB 5 PG 79
Instrument Date	Feb 9, 2023
Instrument	2406318
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 500531, MARATHON, FL 33050-0531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 CORAL WAY, RIVIERA BEACH, FL 33404-2712

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 15, 2020
Property Address	705 25TH STREET OCEAN, MARATHON, FL 33050-2209
Document Number	0030312374
Book / Page	003031 / 002374
Instrument Date	Jul 15, 2020
Instrument	2273171
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 718 SOUTH CHATHAM MA 026590718, SOUTH CHATHAM, MA 02659-0718

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	705 25TH STREET OCEAN, MARATHON, FL 33050-2209
Document Number	0029180322
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2145 JASONTOWN RD WESTMINSTER MD 211584052, WESTMINSTER, MD 21158-4052

Mortgage

Document Number	0029180322
Date	Jul 23, 2018
Book Page	002918/000322
Instrument	2179060

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$656,335 Land $508,280 Building $148,055	$656,335 Land $508,280 Building $148,055
2024	$6,980.00 (+29.55%)
2023	$5,388.00 (+16.05%)	$647,038 (+40.3%) Land $508,280 Building $138,758	$647,038 (+40.3%) Land $508,280 Building $138,758
2022	$4,643.00	$461,171 Land $328,819 Building $132,352	$461,171 Land $328,819 Building $132,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 25th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 320 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	439 units insured incl. 119 condo units
Nearby Flood Claims	296 (1979–2024)
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 109 claims Hurricane Wilma, Oct 2005 · 98 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 25th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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