Monroe County property record for 686 25th St Ocean, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 995 sqft · built 1984 |
| Lot Size | 0.125 acres (5,428 sqft) |
| Owner | Company Name on File |
| Last Sale | $775,000 (Jun 2022) |
| Tax Bill | $8,010 (2024) |
| Deeds & Mortgages | Jun 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00323510-000000 |
| Primary APN | 00323510-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 995 sqft Living Area |
| 1st Floor Area | 995 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,428 sqft (0.125 acres) |
| View / Lot | Canal |
| Porch | Open Porch |
| Porch Area | 671 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1397717 |
|---|---|
| Street Address | 686 25TH STREET OCEAN |
| City | MARATHON |
| State | FL |
| Zip | 33050-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 7 PT LT 3 AND ALL LT 4 HARBOR ISLES SEC A PB5-79 KEY VACCA OR336-482 OR336-482 OR667-386D/C OR1565-1155 OR1864-80 OR2125-2500 OR2215-2115/16 OR2612-1426/28C/T OR2627-255/69 OR2640-808/09 OR2714-2285/86C OR3177-1369 |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 09 |
| Legal Subdivision | HARBOR ISLE SEC A |
| Legal Block | 7 |
| Legal Lot Number | 3,4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 971300 |
686 25th St Ocean is owned by a company that bought it in June 2022.
Source: Monroe County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1155 NE 104TH ST, MIAMI SHORES, FL 33138-2657 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on File |
| Deed Sale | Jun 3, 2022 · Amount on File |
| Prior Sale | May 2, 2013 · Amount on File |
| Deed Document Number | 20222378370 |
| Deed Book / Page | 3177 / 1369 |
| Prior Transfer Date | Nov 20, 2014 |
| Prior Transfer Doc | 0027142285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 3, 2022 |
| Property Address | 686 25TH STREET OCEAN, MARATHON, FL 33050-2208 |
| Document Number | 0031771369 |
| Book / Page | 3177 / 1369 |
| Map Reference | MB 5 PG 79 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2378370 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4700 W PEARL AVE, TAMPA, FL 33611-5628 |
| Name | Verified Name |
|---|---|
| Address | 1155 NE 104TH ST, MIAMI SHORES, FL 33138-2657 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $724,822 Land $530,193 Building $194,629 | $724,822 Land $530,193 Building $194,629 | |
| 2024 | $8,010.00 (+7.27%) | ||
| 2023 | $7,467.00 (+26.99%) | $691,726 (+17.03%) Land $520,532 Building $171,194 | $691,726 (+17.03%) Land $520,532 Building $171,194 |
| 2022 | $5,880.00 | $591,048 Land $342,995 Building $248,053 | $591,048 Land $342,995 Building $248,053 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 25th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 320 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 439 units insured incl. 119 condo units |
| Nearby Flood Claims | 296 (1979–2024) |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 686 25th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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