Lake County property record for 705 20th Ave, Two Harbors, MN 55616
| Property Type | Commercial |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $210,000 (Sep 2015) |
| Tax Bill | $11,348 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| APN | 23-7600-36075 |
| Primary APN | 23-7600-36075 |
|---|
| 1st Floor Area | 3,488 sqft |
|---|---|
| Office | 1,008 sqft |
| Utility Area | 480 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Architectural Style | Tudor |
|---|---|
| Exterior Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 3,488 sqft |
| Parking Spaces | 12 Parking Spaces |
| Pole Barn | 3,240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 705 20TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1572 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 6.62 ACRES OUT OF NW14 OF NE14 AS DESC IN |
| Legal Range | 11W |
| Legal Township | 53N |
| Legal Section | 36 |
| Legal Subdivision | EAST TWO HARBORS |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 370400 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1713 WALDO RD, TWO HARBORS, MN 55616-5034 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2015 · Amount on Record |
| Deed Sale | Sep 8, 2015 · Amount on Record |
| Prior Sale | Sep 7, 2011 · Amount on Record |
| Deed Document Number | 2015405610 |
| Prior Transfer Date | Sep 16, 2005 |
| Prior Transfer Doc | 0000160005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 705 20TH AVE, TWO HARBORS, MN 55616-1572 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | A000204038 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | A000204038 |
| Name | TWO HARBORS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2039 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,348.00 | $405,400 (+68.43%) Land $230,800 Building $174,600 | $405,400 (+68.43%) Land $230,800 Building $174,600 |
| 2023 | $240,700 Land $92,700 Building $148,000 | $240,700 Land $92,700 Building $148,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Two Harbors serves 3,698 people · EPA ID MN1380005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CTC.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures