1550 20th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 1550 20th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,756 sqft · built 1931
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Trust Names on File
Last Sale	$570,000 (Nov 2023)
Tax Bill	$7,576 (2026)
Deeds & Mortgages	Nov 2023 Sale Nov 2018 Transfer
APN	`23-7646-00020`

Property Details

APN / Parcel Number

Primary APN	`23-7646-00020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,756 sqft Gross Area
1st Floor Area	1,756 sqft
Basement Area	37 sqft
Finished Basement	800 sqft
Flooring	Concrete/Cement
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Mixed
Garage Area	1,392 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1550 20TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 EXC W 100 FT
Legal Subdivision	HOMEWOOD ADD
Legal Lot Number	2
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	1
Census Block	1006
Census Tract	370400

Owner

1550 20th Ave is owner-occupied and held in a trust since November 2023.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1550 20TH AVE, TWO HARBORS, MN 55616-1847
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Contract Sale, Transfer
Nov 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Deed Document Number	20231598889
Prior Transfer Date	Nov 21, 2018
Prior Transfer Doc	0000190999
Record Updated	Oct 29, 2026

November 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	LAKE MN
Recording Date	Nov 14, 2023
Property Address	1550 20TH AVE, TWO HARBORS, MN 55616-1847
Document Number	A000203298
Instrument Date	Nov 8, 2023
Instrument	A000203298
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 20TH AVE, TWO HARBORS, MN 55616-1847

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Nov 30, 2018
Property Address	1550 20TH AVE, TWO HARBORS, MN 55616-1847
Document Number	A000190999
Instrument Date	Nov 21, 2018
Instrument	A000190999
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 20TH AVE, TWO HARBORS, MN 55616-1847

Tax Assessment & Valuation

The 2026 property tax bill for 1550 20th Ave was $7,576 with a homeowner's exemption, down 8.2% from the year before.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,576.00 (-8.19%) Homeowner's exemption	$821,500 (+17.06%) Land $107,700 Building $713,800	$821,500 (+17.06%) Land $107,700 Building $713,800
2025	$8,252.00	$701,800 Land $83,000 Building $618,800	$701,800 Land $83,000 Building $618,800
2023		$726,300 Land $83,000 Building $643,300	$726,300 Land $83,000 Building $643,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1550 20th Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1550 20th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

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