Howard County property record for 7048 Cedar Ave, Elkridge, MD 21075
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,945 sqft · built 2020 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,795 (Dec 2020) |
| Tax Bill | $6,443 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Dec 2020 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-177672 |
| Primary APN | 01-177672 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 1,945 sqft Total Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 3,750 sqft (0.086 acres) |
| Garage Type | Built-in |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 666 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 177672 |
|---|---|
| Street Address | 7048 CEDAR AVE |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6307 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R12 |
| Legal Description | LOTS 598, 3,750 SQ' 7048 CEDAR AVE LENNOX PARK |
| Legal Subdivision | LENNOX PARK |
| Legal Lot Number | 598 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 601203 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7048 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2020 | Deed of Trust, Mortgage · Commercial Mortgage M C BANK & TRUST CO |
| Dec 30, 2020 | Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Oct 20, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage NVR MTG FIN |
| Oct 2, 2020 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Sep 8, 2020 | Correction Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Aug 20, 2020 | Correction Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| May 13, 2020 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NVR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Prior Sale | Oct 2, 2020 · Amount on Record |
| Deed Book / Page | 20060 / 486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7048 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | NEW WORLD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0191940282 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 19194/282 |
| Name | M C BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | WASHINGTON, DC 20036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 30, 2020 |
| Property Address | 7048 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Document Number | 0200600486 |
| Book / Page | 20060 / 486 |
| Map Reference | MB 83 FO 315 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,636.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7048 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Document Number | 20060493 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 20060/493 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 20, 2020 |
| Property Address | 7048 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Document Number | 0198350393 |
| Book / Page | 019835 / 000393 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR SETTLEMENT SVCS/MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7042 CEDAR AVE ELKRIDGE MD 21075, ELKRIDGE, MD 21075 |
| Document Number | 198350400 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 019835/000400 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 2, 2020 |
| Property Address | 7048 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Document Number | 0197770153 |
| Book / Page | 19777 / 153 |
| Map Reference | MB 83 FO 315 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,767.05 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7040 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Document Number | 19777160 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 19777/160 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 8, 2020 |
| Property Address | 7048 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Document Number | 0196850282 |
| Book / Page | 019685 / 000282 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9720 PATUXENT WOODS DR COLUMBIA MD 210461526, COLUMBIA, MD 21046-1526 |
| Investor | Possibly a Property Investor |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 20, 2020 |
| Property Address | 7048 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Document Number | 0196350349 |
| Book / Page | 019635 / 000349 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7540 N MARKET ST FREDERICK MD 217014307, FREDERICK, MD 21701-4307 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 13, 2020 |
| Property Address | 7048 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Document Number | 0193620251 |
| Book / Page | 019362 / 000251 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9720 PATUXENT WOODS DR COLUMBIA MD 210461526, COLUMBIA, MD 21046-1526 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7048 CEDAR AVE, ELKRIDGE, MD 21075-6307 |
| Document Number | 0191940270 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | NEW WORLD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6800 DEERPATH RD #100 ELKRIDGE MD 210756253, 100, ELKRIDGE, MD 21075-6253 |
| Document Number | 0191940270 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 019194/000270 |
| Name | NVR |
|---|---|
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,443.00 (+3.52%) Homeowner's exemption | $430,100 (+5.31%) Land $130,000 Building $300,100 | $430,100 (-) Land $130,000 Building $300,100 |
| 2025 | $6,224.00 (+55.87%) Homeowner's exemption | $408,400 (+11.89%) | $430,100 (+17.84%) Land $130,000 Building $300,100 |
| 2023 | $365,000 Land $100,000 Building $265,000 | $365,000 Land $100,000 Building $265,000 | |
| 2022 | $3,993.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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