7045 Cedar Ave, Elkridge, MD 21075 Property Records

Howard County property record for 7045 Cedar Ave, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,256 sqft · built 1950
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Dec 2020)
Tax Bill	$6,577 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-163558`

Property Details

APN / Parcel Number

Primary APN	`01-163558`
Alternative APNs	`1163558` `163558`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Total Area
Basement Area	648 sqft
Finished Basement	648 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	651 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	163558
Street Address	7045 CEDAR AVE
City	ELKRIDGE
State	MD
Zip	21075-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOTS NO 196, 197,198 7045 CEDAR AVE
Legal Subdivision	LENNOX PARK
Legal Lot Number	196
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2015
Census Tract	601203

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7045 CEDAR AVE, ELKRIDGE, MD 21075-6308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Aug 8, 2002 · Amount on Record
Deed Book / Page	19988 / 135
Prior Transfer Date	Feb 4, 1986
Prior Transfer Doc	1436000187
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 4, 2020
Property Address	7045 CEDAR AVE, ELKRIDGE, MD 21075-6308
Document Number	0199880135
Book / Page	19988 / 135
Map Reference	PL 89-289
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7045 CEDAR AVE, 7045, ELKRIDGE, MD 21075-6308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7045 CEDAR AVE, ELKRIDGE, MD 21075-6308

Mortgage

Document Number	19988142
Date	Dec 4, 2020
Instrument	19988/142

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,577.00 (+7.29%)	$413,400 (+7.71%) Land $218,500 Building $194,900	$413,400 (-) Land $218,500 Building $194,900
2025	$6,130.00 (+78.93%)	$383,800 (+18.24%)	$413,400 (+27.36%) Land $218,500 Building $194,900
2023		$324,600 Land $173,500 Building $151,100	$324,600 Land $173,500 Building $151,100
2022	$3,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20