Chautauqua County and Harmony Town property record for 7045 Rte 474, Panama, NY 14767
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1985 |
| Lot Size | 7.97 acres (347,173 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,583 (2026) |
| APN | 064889 398.00-1-19 |
| Primary APN | 064889 398.00-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 347,173 sqft (7.97 acres) |
| Porch | Slab |
| Porch Area | 290 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 48200 |
|---|---|
| Street Address | 7045 ROUTE 474 |
| City | PANAMA |
| State | NY |
| Zip | 14767-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | OLD APN: 064889 1-1-21 |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HARMONY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 36802 |
7045 Rte 474 is owned and occupied by two individuals.
Source: Chautauqua County and Harmony Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7045 ROUTE 474, PANAMA, NY 14767-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 7045 Rte 474 was $2,583 with exemptions applied, up 2.7% from the year before.
Source: Chautauqua County and Harmony Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Harmony Town |
| Unified School District | Panama Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,583.00 (+2.74%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $2,514.00 | $83,500 Land $24,000 Building $59,500 | $139,200 Land $40,010 Building $99,190 |
| 2023 | $83,500 (-) Land $24,000 Building $59,500 | $116,800 (+22.53%) Land $33,571 Building $83,229 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $83,500 Land $24,000 Building $59,500 | $95,320 Land $27,397 Building $67,923 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 7045 Rte 474; there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (2014–2019) |
| Most Recent Claim | Jan 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7045 Rte 474 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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