6959 Rte 474, Panama, NY 14767 Property Records

Chautauqua County and Harmony Town property record for 6959 Rte 474, Panama, NY 14767

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,560 sqft · built 2018
Lot Size	5.8 acres (252,648 sqft)
Owner	Individual Name on Record
Last Sale	$14,000 (Apr 2017)
Tax Bill	$5,132 (2026)
Deeds & Mortgages	Feb 2019 Refinance Apr 2017 Sale
APN	`064889 398.00-1-18.2`

Property Details

APN / Parcel Number

Primary APN	`064889 398.00-1-18.2`
Alternative APN	`48200`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,280 sqft
2nd Floor Area	1,280 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	252,648 sqft (5.8 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Pole Barn	1,536 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Wood

Location & Zoning

Account Number	48200
Street Address	6959 ROUTE 474
City	PANAMA
State	NY
Zip	14767-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	18.002
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2007
Census Tract	36802

Owner

Source: Chautauqua County and Harmony Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6959 ROUTE 474, PANAMA, NY 14767-9658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARM CREDIT
Apr 18, 2017	Deed, Transfer NOT AVAILABLE, BRUCE SCOLTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Deed Book / Page	2017 / 2608
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	6959 ROUTE 474, PANAMA, NY 14767-9658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019001292
Date	Feb 12, 2019
Instrument	MT2019001292

Lender

Name	FARM CREDIT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 18, 2017
Property Address	6959 ROUTE 474, PANAMA, NY 14767-9658
Document Number	0000002017/0000002608
Book / Page	0000002017 / 0000002608
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, BRUCE SCOLTON

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7065 ROUTE 474, PANAMA, NY 14767-9622
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chautauqua County and Harmony Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Harmony Town
Unified School District	Panama Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,132.00 (+2.54%)
2025	$5,005.00	$157,400 (-) Land $21,600 Building $135,800	$262,300 (+19.17%) Land $35,995 Building $226,305
2023		$157,400 (-) Land $21,600 Building $135,800	$220,100 (+22.5%) Land $30,204 Building $189,896
2022		$157,400 Land $21,600 Building $135,800	$179,680 Land $24,657 Building $155,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2014–2019)
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

No cell data coverage reported

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