Yuma County property record for 7045 E 38th St, Yuma, AZ 85365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 2019 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,850 (Jul 2019) |
| Tax Bill | $1,811 (2023) |
| Deeds & Mortgages | Dec 2020 Loan Modification Jul 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 698-61-181 |
| Primary APN | 698-61-181 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,264 sqft Total Area |
| 1st Floor Area | 1,264 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 5,000 sqft (0.114 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0099865 |
|---|---|
| Street Address | 7045 E 38TH ST |
| City | YUMA |
| State | AZ |
| Zip | 85365-1439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 95 |
| Legal Description | SUBDIVISION: DESERT OASIS UNIT 3 LOT: 181 SECTION: 10 TOWNSHIP: 09S RANGE: 22W |
| Legal Range | 22W |
| Legal Township | 09S |
| Legal Section | 10 |
| Legal Subdivision | DESERT OASIS UNIT 3 |
| Legal Lot Number | 181 |
| Legal Unit | 3 |
| Jurisdiction | YUMA AZ |
| Township / Civil Division | YUMA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11121 |
Source: Yuma County records · APN 698-61-181
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7045 E 38TH ST, YUMA, AZ 85365-1439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2020 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Jul 30, 2019 | Warranty Deed, Transfer · Stand-Alone Second Mortgage ARIZONA INDUSTRIAL DEVELOPMENT AUTH |
| Jul 30, 2019 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Prior Sale | Jul 30, 2019 |
| Deed Document Number | 2019-19352 |
| Record Updated | Jun 07, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | YUMA AZ |
| Property Address | 7045 E 38TH ST, YUMA, AZ 85365-1439 |
| Document Number | 0000040520 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7045 E 38TH ST YUMA AZ 853651439, YUMA, AZ 85365-1439 |
| Document Number | 0000040520 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 40520 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2050 |
| Rate | 3% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YUMA AZ |
| Recording Date | Jul 30, 2019 |
| Property Address | 7045 E 38TH ST, YUMA, AZ 85365-1439 |
| Document Number | 0000019351 |
| Map Reference | MB 30 PG 39 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019-19351 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | CHICAGO TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7045 E 38TH ST, YUMA, AZ 85365-1439 |
| Document Number | 0000019354 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-19354 |
| Name | ARIZONA INDUSTRIAL DEVELOPMENT AUTH |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YUMA AZ |
| Recording Date | Jul 30, 2019 |
| Property Address | 7045 E 38TH ST, YUMA, AZ 85365-1439 |
| Document Number | 0000019352 |
| Map Reference | MB 30 PG 39 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019-19352 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | CHICAGO TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3064 S AVENUE B, 3064, YUMA, AZ 85364-7706 |
| Name | Verified Name |
|---|---|
| Address | 7045 E 38TH ST, YUMA, AZ 85365-1439 |
| Document Number | 0000019353 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-19353 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Yuma County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | Arizona |
| County | Yuma County |
| Municipality | Yuma City |
| Elementary School District | Yuma Elementary District (PK - 08) |
| Secondary School District | Yuma Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,811.00 | $14,483 Land $3,458 Building $11,025 | $161,242 Land $38,500 Building $122,742 |
Source: FEMA National Flood Hazard Layer as of December 5, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Beamspeed Fixed Wireless | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Allo Communications, Lumen Technologies.
Based on FCC filings for 694 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF YUMA serves 103,264 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Chlorine dioxide resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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