7040 E 38th St, Yuma, AZ 85365 Property Records

Yuma County property record for 7040 E 38th St, Yuma, AZ 85365 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,553 sqft · built 2019
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$162,800 (Sep 2019)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`698-53-173`

Property Details

APN / Parcel Number

Primary APN	`698-53-173`
Alternative APN	`R0099846`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,553 sqft Living Area
Gross Area	2,117 sqft
1st Floor Area	1,553 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0099846
Street Address	7040 E 38TH ST
City	YUMA
State	AZ
Zip	85365-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: DESERT OASIS UNIT 3 LOT: 173 SECTION: 10 TOWNSHIP: 09S RANGE: 22W
Legal Range	22W
Legal Township	09S
Legal Section	10
Legal Subdivision	DESERT OASIS UNIT 3
Legal Lot Number	173
Legal Unit	3
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2020
Census Tract	11121

Owner

Source: Yuma County records · APN 698-53-173

Assessment roll updated March 11, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7040 E 38TH ST, YUMA, AZ 85365-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 17, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
Aug 21, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 06, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Sep 06, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2019 · Amount on Record
Deed Sale	Sep 06, 2019 · Amount on Record
Deed Document Number	201922887
Last Transfer Date	Nov 08, 2020
Transfer Doc	0000006087
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	7040 E 38TH ST, YUMA, AZ 85365-1438
Transaction Type	Mortgage
Record Updated	Mar 06, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7040 E 38TH ST, YUMA, AZ 85365-1438

Mortgage

Document Number	0000002525
Date	Feb 01, 2024
Instrument	2024-02525

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Dec 01, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	7040 E 38TH ST, YUMA, AZ 85365-1438
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7040 E 38TH ST, YUMA, AZ 85365-1438

Mortgage

Document Number	0000039392
Date	Oct 22, 2021
Instrument	2021-39392

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Dec 01, 2049

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Feb 17, 2021
Property Address	7040 E 38TH ST, YUMA, AZ 85365-1438
Document Number	0000006087
Map Reference	MB 30 PG 36
Instrument Date	Nov 08, 2020
Instrument	2021-06087
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3064 S AVENUE B, YUMA, AZ 85364-7706
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	7040 E 38TH ST, YUMA, AZ 85365-1438
Document Number	0000026534
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7040 E 38TH ST YUMA AZ 853651438, YUMA, AZ 85365-1438

Mortgage

Document Number	0000026534
Date	Sep 03, 2020
Instrument	26534

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YUMA AZ
Recording Date	Sep 06, 2019
Property Address	7040 E 38TH ST, YUMA, AZ 85365-1438
Document Number	0000022886
Instrument Date	Sep 05, 2019
Instrument	22886
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7040 E 38TH ST YUMA AZ 853651438, YUMA, AZ 85365-1438

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Sep 06, 2019
Property Address	7040 E 38TH ST, YUMA, AZ 85365-1438
Document Number	0000022887
Map Reference	MB 30 PG 39
Instrument Date	Sep 05, 2019
Instrument	2019-22887
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGOTITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3064 S AVENUE B, 3064, YUMA, AZ 85364-7706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7040 E 38TH ST, YUMA, AZ 85365-1438

Mortgage

Document Number	0000022888
Date	Sep 06, 2019
Instrument	2019-22888

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Yuma County records · Assessment roll updated March 11, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	Yuma City
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,646 (+15.76%) Land $4,385 Building $14,261	$231,768 (+28.48%) Land $54,500 Building $177,268
2025	$1,844.00 (+5.49%)
2023	$1,748.00	$16,108 Land $3,438 Building $12,670	$180,395 Land $38,500 Building $141,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yuma County (04027C), updated December 5, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Low above 20% of the US · above 13% of Arizona
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 694 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Beamspeed	Fixed Wireless (unlicensed)	500 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Allo Communications, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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