7045 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 7045 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 2019
Lot Size	0.17 acres (7,444 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Feb 2024)
Tax Bill	$1,811 (2023)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`698-61-208`

Property Details

APN / Parcel Number

Primary APN	`698-61-208`
Alternative APN	`R0099892`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,264 sqft Total Area

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	7,444 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0099892
Street Address	7045 E 38TH LN
City	YUMA
State	AZ
Zip	85365-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: DESERT OASIS UNIT 3 LOT: 208 SECTION: 10 TOWNSHIP: 09S RANGE: 22W
Legal Subdivision	DESERT OASIS UNIT 3
Legal Lot Number	208
Legal Unit	3
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2020
Census Tract	11121

Owner

Source: Yuma County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7045 E 38TH LN, YUMA, AZ 85365-1443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Warranty Deed, Transfer · VA Mortgage ALL WESTERN MORTGAGE INC
Aug 5, 2021	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Apr 19, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Apr 19, 2019	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2024 · Amount on Record
Deed Sale	Feb 15, 2024 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	2024-03651
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Feb 15, 2024
Property Address	7045 E 38TH LN, YUMA, AZ 85365-1443
Document Number	0000003651
Map Reference	MB 30 PG 39
Instrument Date	Feb 12, 2024
Instrument	2024-03651
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	BLUEINK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7045 E 38TH LN, YUMA, AZ 85365-1443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 E 38TH LN, YUMA, AZ 85365-1443

Mortgage

Document Number	0000003652
Date	Feb 15, 2024
Instrument	2024-03652

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 5, 2021
Property Address	7045 E 38TH LN, YUMA, AZ 85365-1443
Document Number	0000029679
Map Reference	MB30 PG39
Instrument Date	Jul 6, 2021
Instrument	2021-29679
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7045 E 38TH LN, 7045, YUMA, AZ 85365-1443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 E 38TH LN, YUMA, AZ 85365-1443

Mortgage

Document Number	0000029680
Date	Aug 5, 2021
Instrument	2021-29680

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YUMA AZ
Recording Date	Apr 19, 2019
Property Address	7045 E 38TH LN, YUMA, AZ 85365-1443
Document Number	0000009993
Instrument Date	Mar 18, 2019
Instrument	9993
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Apr 19, 2019
Property Address	7045 E 38TH LN, YUMA, AZ 85365-1443
Document Number	0000009994
Instrument Date	Mar 18, 2019
Instrument	9994
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7045 E 38TH LN YUMA AZ 85365, YUMA, AZ 85365

Mortgage

Document Number	9995
Date	Apr 19, 2019
Instrument	9995

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	Yuma City
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,811.00	$14,479 Land $3,458 Building $11,021	$161,194 Land $38,500 Building $122,694

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YUMA serves 103,264 people · EPA ID AZ0414024
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Mar 2022
Treatment and Procedure	Organic carbon removal Oct 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Beamspeed Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Allo Communications, Lumen Technologies.

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