7044 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 7044 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,553 sqft · built 2019
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$164,250 (Jun 2019)
Tax Bill	$2,015 (2023)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`698-61-205`

Property Details

APN / Parcel Number

Primary APN	`698-61-205`
Alternative APN	`R0099889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,553 sqft Total Area
1st Floor Area	1,553 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	5,000 sqft (0.114 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0099889
Street Address	7044 E 38TH LN
City	YUMA
State	AZ
Zip	85365-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	95
Legal Description	SUBDIVISION: DESERT OASIS UNIT 3 LOT: 205 SECTION: 10 TOWNSHIP: 09S RANGE: 22W
Legal Range	22W
Legal Township	09S
Legal Section	10
Legal Subdivision	DESERT OASIS UNIT 3
Legal Lot Number	205
Legal Unit	3
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2020
Census Tract	11121

Owner

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7044 E 38TH LN, YUMA, AZ 85365-1442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 21, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 21, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Jun 21, 2019
Deed Document Number	2019-15988
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	7044 E 38TH LN, YUMA, AZ 85365-1442
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7044 E 38TH LN, YUMA, AZ 85365-1442

Mortgage

Document Number	0000002322
Date	Jan 31, 2023
Instrument	2023-02322

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Nov 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	7044 E 38TH LN, YUMA, AZ 85365-1442
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7044 E 38TH LN, YUMA, AZ 85365-1442

Mortgage

Document Number	0000045799
Date	Dec 13, 2021
Instrument	2021-45799

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Jun 21, 2019
Property Address	7044 E 38TH LN, YUMA, AZ 85365-1442
Document Number	0000015988
Map Reference	MB 30 PG 39
Instrument Date	Jun 11, 2019
Instrument	2019-15988
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3064 S AVENUE B, 3064, YUMA, AZ 85364-7706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7044 E 38TH LN, YUMA, AZ 85365-1442

Mortgage

Document Number	0000015989
Date	Jun 21, 2019
Instrument	2019-15989

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YUMA AZ
Recording Date	Jun 21, 2019
Property Address	7044 E 38TH LN, YUMA, AZ 85365-1442
Document Number	0000015987
Instrument Date	Jun 11, 2019
Instrument	15987
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1706 S 4TH AVE YUMA AZ 853645611, YUMA, AZ 85364-5611

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	Yuma City
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,015.00	$16,108 Land $3,438 Building $12,670	$180,395 Land $38,500 Building $141,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YUMA serves 103,264 people · EPA ID AZ0414024
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Mar 2022
Treatment and Procedure	Organic carbon removal Oct 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sun Valley Broadband Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Allo Communications, CenturyLink.

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