7045 Debra Cv E, Memphis, TN 38133 Property Records

Shelby County property record for 7045 Debra Cv E, Memphis, TN 38133

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,294 sqft · built 1992
Lot Size0.186 acres (8,091 sqft)
Owner2 Individual Names on Record
Last Sale$217,000 (Apr 2023)
Tax Bill$1,379 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-5107-B0-0024

Property Details

APN / Parcel Number

Primary APN09-5107-B0-0024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,294 sqft Living Area
Gross Area1,694 sqft
1st Floor Area1,294 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,091 sqft (0.186 acres)
Lot Dimensions125 ft deep x 24 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area302 sqft
Deck Area9 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address7045 DEBRA CV E
CityMEMPHIS
StateTN
Zip38133-4939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionWEST END DEBRA COVE EAST WEST END DEBRA COVE EAST
Legal SubdivisionNIECE COURT SECTION B
Legal Lot Number24
JurisdictionSHELBY TN
Township / Civil Division1
Census Block Group5
Census Block5019
Census Tract21112

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7045 DEBRA CV E, MEMPHIS, TN 38133-4939
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2023 · Amount on Record
Deed SaleApr 12, 2023 · Amount on Record
Deed Document Number202328414
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateApr 12, 2023
Property Address7045 DEBRA CV E, MEMPHIS, TN 38133-4939
Document Number0023028414
Map ReferenceMB 134 PG 16
Instrument DateApr 3, 2023
Instrument23028414
Transaction TypeTransfer
Record UpdatedApr 18, 2023
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$802.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7045 DEBRA CV E, MEMPHIS, TN 38133-4939

Mortgage

Document Number0023028415
DateApr 12, 2023
Instrument23028415
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,379.00 (-38.77%)$51,275 (+38.67%) Land $7,500 Building $43,775$205,100 (+38.67%) Land $30,000 Building $175,100
2023$36,975 Land $5,700 Building $31,275
2022$2,252.00
2021$147,900 Land $22,800 Building $125,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARTLETT WATER SYSTEM
serves 57,129 people · EPA ID TN0000765
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ting
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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