7025 Debra Cv E, Memphis, TN 38133 Property Records

Shelby County property record for 7025 Debra Cv E, Memphis, TN 38133

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,107 sqft · built 1992
Lot Size0.155 acres (6,750 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Oct 2018)
Tax Bill$1,333 (2025)
Deeds & MortgagesMar 2023 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-5107-B0-0020

Property Details

APN / Parcel Number

Primary APN09-5107-B0-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,107 sqft Living Area
Gross Area1,765 sqft
1st Floor Area1,107 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area518 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7025 DEBRA CV E
CityMEMPHIS
StateTN
Zip38133-4939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSS DEBRA COVE EAST SS DEBRA COVE EAST
Legal SubdivisionNIECE COURT SECTION B
Legal Lot Number20
JurisdictionSHELBY TN
Township / Civil Division1
Census Block Group5
Census Block5019
Census Tract21112

Owner

Source: Shelby County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7025 DEBRA CV E, MEMPHIS, TN 38133-4939
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Deed of Trust, Mortgage · FHA Mortgage
TENNESSEE HOUSING DEVELOPMENT AGENCY
Oct 29, 2018Warranty Deed, Transfer · FHA Mortgage
GUILD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2018 · Amount on Record
Deed SaleOct 29, 2018 · Amount on Record
Prior SaleOct 29, 2014 · Amount on Record
Deed Document Number2018111094
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address7025 DEBRA CV E, MEMPHIS, TN 38133-4939
Transaction TypeMortgage
Record UpdatedMay 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7025 DEBRA CV E, MEMPHIS, TN 38133-4939

Mortgage

Document Number0023024364
DateMar 28, 2023
Instrument23024364
Lender
NameTENNESSEE HOUSING DEVELOPMENT AGENCY
TypeGovernment Agency
AddressNASHVILLE, TN 37243
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term308 Months
DueNov 1, 2048

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateOct 29, 2018
Property Address7025 DEBRA CV E, MEMPHIS, TN 38133-4939
Document Number0000111094
Instrument DateOct 26, 2018
Instrument111094
Transaction TypeTransfer
Record UpdatedNov 8, 2018
Title CompanyUNITY TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$462.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address7025 DEBRA CV E MEMPHIS TN 381334939, MEMPHIS, TN 38133-4939

Mortgage

Document Number111095
DateOct 29, 2018
Instrument111095
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2048

Mortgage

Document Number111096,
DateOct 29, 2018
Instrument111096
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address502 DEADERICK ST, NASHVILLE, TN 37243-0200
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,333.00 (-38%)$49,575 (+40.44%) Land $7,500 Building $42,075$198,300 (+40.44%) Land $30,000 Building $168,300
2023$35,300 Land $5,700 Building $29,600
2022$2,150.00
2021$141,200 Land $22,800 Building $118,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARTLETT WATER SYSTEM
serves 57,129 people · EPA ID TN0000765
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Ting
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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