7042 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7042 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,992 sqft · built 1992
Lot Size	0.067 acres (2,943 sqft)
Owner	Individual Name on File
Tax Bill	$6,018 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-19.3`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-19.3`
Alternative APNs	`308904000500010190030000` `04000500010190030000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,076 sqft
2nd Floor Area	396 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,943 sqft (0.067 acres)
Lot Dimensions	118 ft deep x 24.9 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010190030000
Street Address	7042 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC 3 - LOT 7042
Legal Subdivision	SAZANNA LANE
Legal Block	1
Legal Lot Number	19.003
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

7042 Suzanne Ln, a townhouse, is owned and occupied by an individual.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7042 SUZANNE LN, SCHENECTADY, NY 12303-5241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage TRUSTCO BANK
Aug 26, 2020	Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7042 SUZANNE LN, SCHENECTADY, NY 12303-5241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022282
Date	Oct 2, 2020
Instrument	R2020-22282

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12303

Agreement

Amount	Amount on Record

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	7042 SUZANNE LN, SCHENECTADY, NY 12303-5241
Document Number	0000022283
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7042 SUZANNE LN SCHENECTADY NY 123035241, SCHENECTADY, NY 12303-5241

Mortgage

Document Number	0000022283
Date	Oct 2, 2020
Instrument	22283

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7042 Suzanne Ln was $6,018 with exemptions applied, up 135.4% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,018.00 (+135.45%) Homeowner's exemption Senior Citizen's exemption
2025	$2,556.00 Homeowner's exemption Senior Citizen's exemption	$220,000 Land $44,000 Building $176,000	$293,333 Land $58,667 Building $234,666
2023		$220,000 (-) Land $44,000 Building $176,000	$258,824 (+7.06%) Land $51,765 Building $207,059
2022		$220,000 Land $44,000 Building $176,000	$241,758 Land $48,352 Building $193,406
2021	$2,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7042 Suzanne Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7042 Suzanne Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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