Albany County and Guilderland Town property record for 7038 Suzanne Ln, Schenectady, NY 12303
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,848 sqft · built 1992 |
| Lot Size | 0.088 acres (3,857 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $196,000 (Aug 2005) |
| Tax Bill | $6,297 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.05-1-19.5 |
| Primary APN | 013089 40.05-1-19.5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,857 sqft (0.088 acres) |
| Lot Dimensions | 122 ft deep x 31.4 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04000500010190050000 |
|---|---|
| Street Address | 7038 SUZANNE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5241 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TH |
| Legal Description | CV SEC 3 - LOT 7038 |
| Legal Subdivision | COUNTRY VILLAGE SECTION 3 AMENDED |
| Legal Block | 1 |
| Legal Lot Number | 19.005 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7038 SUZANNE LN, SCHENECTADY, NY 12303-5241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Aug 7, 2019 | Warranty Deed, Transfer MERIDIAN RESEARCH GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2005 · Amount on Record |
| Deed Sale | Aug 25, 2005 · Amount on Record |
| Prior Sale | Nov 28, 2001 · Amount on Record |
| Deed Book / Page | 2813 / 545 |
| Last Transfer Date | Oct 5, 2010 |
| Transfer Doc | 0029890319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7038 SUZANNE LN, SCHENECTADY, NY 12303-5241 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001790 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | R2023-11790 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 4, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7038 SUZANNE LN, SCHENECTADY, NY 12303-5241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000751 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | R2022-8751 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 7, 2019 |
| Property Address | 7038 SUZANNE LN, SCHENECTADY, NY 12303-5241 |
| Document Number | 0000015946 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 15946 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | MERIDIAN RESEARCH GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $684.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 BOXWOOD DR SCHENECTADY NY 123032501, SCHENECTADY, NY 12303-2501 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,297.00 (+0.21%) | ||
| 2025 | $6,284.00 (+12.11%) | $211,000 (-) Land $42,000 Building $169,000 | $281,333 (+13.33%) Land $56,000 Building $225,333 |
| 2023 | $211,000 (-) Land $42,000 Building $169,000 | $248,235 (+7.06%) Land $49,412 Building $198,823 | |
| 2022 | $211,000 Land $42,000 Building $169,000 | $231,868 Land $46,154 Building $185,714 | |
| 2021 | $5,605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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