Lincoln County property record for 7040 Stella Pl, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.876 acres (38,159 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $551,000 (Jun 2025) |
| Tax Bill | $3,689 (2026) |
| Deeds & Mortgages | Feb 2024 Transfer Feb 2024 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-74-8994 |
| Primary APN | 4601-74-8994 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,713 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Custom Design |
| Lot Area | 38,159 sqft (0.876 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 311019 |
|---|---|
| Street Address | 7040 STELLA PL |
| City | STANLEY |
| State | NC |
| Zip | 28164-0079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #4 LT SIFFORD FARMS REV |
| Legal Subdivision | SIFFORD FARMS SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7040 STELLA PL, STANLEY, NC 28164-0079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 15, 2024 | Intrafamily Transfer, Transfer |
| Feb 16, 2024 | Warranty Deed, Transfer |
| Apr 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Apr 3, 2023 | Correction Deed |
| Dec 15, 2022 | Warranty Deed, Transfer |
| Jul 6, 2021 | Warranty Deed, Transfer · Commercial Mortgage FC-V FINANCIAL LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Jul 6, 2021 · Amount on Record |
| Deed Document Number | 2025696066 |
| Deed Book / Page | 3419 / 376 |
| Prior Transfer Date | Feb 14, 2024 |
| Prior Transfer Doc | 0003305224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 15, 2024 |
| Property Address | STELLA PL, NC |
| Document Number | 0003305224 |
| Book / Page | 3305 / 224 |
| Map Reference | MB 24 PG 78 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 677066 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR STE 7, 7, MOORESVILLE, NC 28117-6518 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 16, 2024 |
| Property Address | STELLA PL, NC |
| Document Number | 0003305724 |
| Book / Page | 3305 / 724 |
| Map Reference | MB 24 PG 78 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 677163 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Name | Verified Name |
|---|---|
| Address | 7401 CARMEL EXECUTIVE PARK DR, CHARLOTTE, NC 28226-8275 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | STELLA PL, NC |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518 |
| Document Number | 0003158722 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 3158/722 |
| Instrument | 651194 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Oct 21, 2022 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 3, 2023 |
| Property Address | STELLA PL, NC |
| Document Number | 0003239240 |
| Book / Page | 3239 / 240 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 665444 |
| Record Updated | Nov 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR STE 7, 7, MOORESVILLE, NC 28117-6518 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 15, 2022 |
| Property Address | STELLA PL, NC |
| Document Number | 0003217378 |
| Book / Page | 3217 / 378 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 661482 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR, MOORESVILLE, NC 28117-6530 |
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR, MOORESVILLE, NC 28117-6530 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 6, 2021 |
| Property Address | STELLA PL, NC |
| Document Number | 0003059679 |
| Book / Page | 3059 / 679 |
| Map Reference | MB 20 PG 21&22 |
| Instrument Date | May 28, 2021 |
| Instrument | 634479 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR STE 7, 7, MOORESVILLE, NC 28117-6518 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Investor | Possibly a Property Investor |
| Document Number | 0000634480 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 634480 |
| Name | FC-V FINANCIAL LP |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,689.00 (+942.09%) | $587,683 (+900.99%) Land $58,710 Building $528,973 | $587,683 (+900.99%) Land $58,710 Building $528,973 |
| 2025 | $354.00 (+17.22%) | $58,710 (+16.73%) Land $58,710 | $58,710 (+16.73%) Land $58,710 |
| 2023 | $302.00 | $50,294 Land $50,294 | $50,294 Land $50,294 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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