Lincoln County property record for 7005 Stella Pl, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,503 sqft · built 2025 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Oct 2025) |
| Tax Bill | $3,888 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-85-1538 |
| Primary APN | 4601-85-1538 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,503 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Custom Design |
| Lot Area | 67,954 sqft (1.56 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 313410 |
|---|---|
| Street Address | 7005 STELLA PL |
| City | STANLEY |
| State | NC |
| Zip | 28164-0079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #10 LT SIFFORD FARMS REV |
| Legal Subdivision | SIFFORD FARMS SUBDIVISION |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 71102 |
7005 Stella Pl is owned and occupied by two individuals who bought it in October 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7005 STELLA PL, STANLEY, NC 28164-0079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Feb 15, 2024 | Warranty Deed, Transfer |
| Feb 16, 2024 | Warranty Deed, Transfer |
| Jul 6, 2021 | Warranty Deed, Transfer · Commercial Mortgage FC-V FINANCIAL LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Jul 6, 2021 · Amount on File |
| Deed Document Number | 2025701323 |
| Deed Book / Page | 3451 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 30, 2025 |
| Property Address | 7005 STELLA PL, STANLEY, NC 28164-0079 |
| Document Number | 0003451246 |
| Book / Page | 3451 / 246 |
| Map Reference | MB 24 PG 78 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 701323 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940 |
| Name | Verified Name |
|---|---|
| Address | 7005 STELLA PL, STANLEY, NC 28164-0079 |
| Document Number | 0000701324 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 701324 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 15, 2024 |
| Property Address | STELLA PL, NC |
| Document Number | 0003305227 |
| Book / Page | 3305 / 227 |
| Map Reference | MB 24 PG 78 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 677067 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR STE 7, 7, MOORESVILLE, NC 28117-6518 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 16, 2024 |
| Property Address | STELLA PL, NC |
| Document Number | 0003305724 |
| Book / Page | 3305 / 724 |
| Map Reference | MB 24 PG 78 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 677163 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $5,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Name | Verified Name |
|---|---|
| Address | 7401 CARMEL EXECUTIVE PARK DR, CHARLOTTE, NC 28226-8275 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 6, 2021 |
| Property Address | STELLA PL, NC |
| Document Number | 0003059679 |
| Book / Page | 3059 / 679 |
| Map Reference | MB 20 PG 21&22 |
| Instrument Date | May 28, 2021 |
| Instrument | 634479 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR STE 7, 7, MOORESVILLE, NC 28117-6518 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Investor | Possibly a Property Investor |
| Document Number | 0000634480 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 634480 |
| Name | FC-V FINANCIAL LP |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 7005 Stella Pl was $3,888, up 962.3% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,888.00 (+962.3%) | $620,604 (+921.81%) Land $68,736 Building $551,868 | $620,604 (+921.81%) Land $68,736 Building $551,868 |
| 2025 | $366.00 | $60,736 Land $60,736 | $60,736 Land $60,736 |
| 2023 | $365.00 | $60,736 Land $60,736 | $60,736 Land $60,736 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7005 Stella Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7005 Stella Pl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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