7040 Gunlock Rd, Williamsburg, VA 23188 Property Records

James City County property record for 7040 Gunlock Rd, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,866 sqft · built 2005
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$480,261 (Feb 2005)
Tax Bill$5,262 (2025)
Deeds & MortgagesMay 2026 Transfer
Flood ZoneZone X (minimal risk)
APN23-4 06-0-0041

Property Details

APN / Parcel Number

Primary APN23-4 06-0-0041
Alternative APN
  • 27407

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,866 sqft Living Area
Basement Area2,439 sqft
Finished Basement1,106 sqft
Unfinished Basement1,333 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area207 sqft
Deck Area354 sqft
Patio Area354 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number27407
Street Address7040 GUNLOCK RD
CityWILLIAMSBURG
StateVA
Zip23188-7241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU MIXED U
Legal DescriptionL-41 PH-1 S-1 COLONIAL HERITAGE
Legal SubdivisionCOLONIAL HERITAGE
Legal Phase1
Legal Lot Number41
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group4
Census Block4024
Census Tract80402

Owner

7040 Gunlock Rd is owned and occupied by an individual who acquired it in May 2026.

Source: James City County records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address7040 GUNLOCK RD, WILLIAMSBURG, VA 23188-7241
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2005 · Amount on File
Deed SaleFeb 23, 2005 · Amount on File
Deed Document Number2005500003803
Last Transfer DateMay 13, 2026
Transfer Doc0000005647
Record UpdatedSep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionJAMES CITY VA
Recording DateMay 13, 2026
Property Address7040 GUNLOCK RD, WILLIAMSBURG, VA 23188-7241
Document Number0000005647
Instrument DateMay 13, 2026
Instrument20265647
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address660 EVERGREEN DR, GRAND FORKS, ND 58201-8087

Tax Assessment & Valuation

The 2025 property tax bill for 7040 Gunlock Rd was $5,262, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,262.00 (+6.41%)$634,000 Land $127,100 Building $506,900$634,000 Land $127,100 Building $506,900
2024$4,945.00 (+14.65%)
2023$4,313.00$519,700 Land $105,200 Building $414,500$519,700 Land $105,200 Building $414,500
2022$4,313.00
2019$3,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7040 Gunlock Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2022–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7040 Gunlock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Glo Fiber.

Nearby Properties on Gunlock Rd

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