James City County property record for 7040 Gunlock Rd, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,866 sqft · built 2005 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,261 (Feb 2005) |
| Tax Bill | $5,262 (2025) |
| Deeds & Mortgages | May 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-4 06-0-0041 |
| Primary APN | 23-4 06-0-0041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,866 sqft Living Area |
| Basement Area | 2,439 sqft |
| Finished Basement | 1,106 sqft |
| Unfinished Basement | 1,333 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 207 sqft |
| Deck Area | 354 sqft |
| Patio Area | 354 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 27407 |
|---|---|
| Street Address | 7040 GUNLOCK RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-7241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU MIXED U |
| Legal Description | L-41 PH-1 S-1 COLONIAL HERITAGE |
| Legal Subdivision | COLONIAL HERITAGE |
| Legal Phase | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 80402 |
7040 Gunlock Rd is owned and occupied by an individual who acquired it in May 2026.
Source: James City County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7040 GUNLOCK RD, WILLIAMSBURG, VA 23188-7241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2005 · Amount on File |
| Deed Sale | Feb 23, 2005 · Amount on File |
| Deed Document Number | 2005500003803 |
| Last Transfer Date | May 13, 2026 |
| Transfer Doc | 0000005647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 13, 2026 |
| Property Address | 7040 GUNLOCK RD, WILLIAMSBURG, VA 23188-7241 |
| Document Number | 0000005647 |
| Instrument Date | May 13, 2026 |
| Instrument | 20265647 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 660 EVERGREEN DR, GRAND FORKS, ND 58201-8087 |
The 2025 property tax bill for 7040 Gunlock Rd was $5,262, up 6.4% from the year before.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,262.00 (+6.41%) | $634,000 Land $127,100 Building $506,900 | $634,000 Land $127,100 Building $506,900 |
| 2024 | $4,945.00 (+14.65%) | ||
| 2023 | $4,313.00 | $519,700 Land $105,200 Building $414,500 | $519,700 Land $105,200 Building $414,500 |
| 2022 | $4,313.00 | ||
| 2019 | $3,625.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7040 Gunlock Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2022–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7040 Gunlock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Glo Fiber.
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