James City County property record for 7028 Gunlock Rd, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,047 sqft · built 2004 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Dec 2023) |
| Tax Bill | $4,620 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-4 06-0-0038 |
| Primary APN | 23-4 06-0-0038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| Basement Area | 2,047 sqft |
| Finished Basement | 1,762 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 310 sqft |
| Patio Area | 310 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 27404 |
|---|---|
| Street Address | 7028 GUNLOCK RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-7241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU MIXED USE |
| Legal Description | L-38 PH-1 S-1 COLONIAL HERITAGE |
| Legal Subdivision | COLONIAL HERITAGE |
| Legal Phase | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 80402 |
7028 Gunlock Rd is owned and occupied by an individual who bought it in December 2023.
Source: James City County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7028 GUNLOCK RD, WILLIAMSBURG, VA 23188-7241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on File |
| Deed Sale | Dec 18, 2023 · Amount on File |
| Prior Sale | Dec 8, 2004 · Amount on File |
| Deed Document Number | 202313517 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 7028 Gunlock Rd was $4,620, up 6.4% from the year before.
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,620.00 (+6.4%) | $556,700 Land $127,100 Building $429,600 | $556,700 Land $127,100 Building $429,600 |
| 2024 | $4,342.00 (+16.63%) | ||
| 2023 | $3,723.00 | $448,600 Land $105,200 Building $343,400 | $448,600 Land $105,200 Building $343,400 |
| 2022 | $3,723.00 | ||
| 2019 | $3,139.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7028 Gunlock Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2022–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7028 Gunlock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Glo Fiber.
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