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7040 Calle Cabeza de Vaca, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7040 Calle Cabeza de Vaca, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,285 sqft · built 1995
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on File
Last Sale$245,500 (May 2019)
Tax Bill$3,401 (2024)
Deeds & MortgagesFeb 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-2S-27-5218-00B00-0060

Property Details

APN / Parcel Number

Primary APN02-2S-27-5218-00B00-0060

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,285 sqft Heated Area
Gross Area3,076 sqft
1st Floor Area2,726 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions960 ft deep x 1,080 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area350 sqft
Patio Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number022S27521800B000060
Street Address7040 CALLE CABEZA DE VACA
CityNAVARRE
StateFL
Zip32566-8845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSPANISH TRACE ESTATES LOT 6 BLK B AS DES IN OR 3825 PG 431
Legal Range27W
Legal Township02S
Legal Section02
Legal SubdivisionSPANISH TRACE ESTATES
Legal BlockB
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1002
Census Tract10822

Owner

7040 Calle Cabeza de Vaca is owned and occupied by two individuals who bought it in May 2019.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address7040 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8845
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2020Deed of Trust, Mortgage · VA Mortgage
MR COOPER
May 1, 2019Warranty Deed, Transfer · VA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2019 · Amount on File
Deed SaleMay 1, 2019 · Amount on File
Deed Document Number201917727
Deed Book / Page3825 / 0431
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7040 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8845
Document Number0039242053
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7040 CALLE CABEZA DE VACA NAVARRE FL 325668845, NAVARRE, FL 32566-8845

Mortgage

Document Number0039242053
DateMar 3, 2020
Book Page003924/002053
Instrument10429
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 2, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 1, 2019
Property Address7040 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8845
Document Number0038250431
Book / Page003825 / 000431
Instrument DateApr 30, 2019
Instrument17727
Transaction TypeTransfer
Record UpdatedJun 27, 2019
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,718.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7040 CALLE CABEZA DE VACA NAVARRE FL 325668845, NAVARRE, FL 32566-8845

Mortgage

Document Number38250433
DateMay 1, 2019
Book Page003825/000433
Instrument17728
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 30, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,401.00 (+3.97%)$281,324 (+2.08%) Land $48,000 Building $233,324$281,324 (+2.08%) Land $48,000 Building $233,324
2023$3,271.00 (+1.55%)$275,604 (-4.59%) Land $45,000 Building $230,604$275,604 (-4.59%) Land $45,000 Building $230,604
2022$3,221.00$288,860$288,860 Land $40,000 Building $248,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7040 Calle Cabeza de Vaca in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 227 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies227 in force
Nearby Flood Claims5 (2004–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7040 Calle Cabeza de Vaca is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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