Santa Rosa County property record for 7032 Calle Cabeza de Vaca, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,285 sqft · built 1995 |
| Lot Size | 0.348 acres (15,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $352,000 (Dec 2021) |
| Tax Bill | $191 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-27-5218-00B00-0070 |
| Primary APN | 02-2S-27-5218-00B00-0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,285 sqft Heated Area |
| Gross Area | 2,921 sqft |
| 1st Floor Area | 2,726 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 15,202 sqft (0.348 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| RV Parking | RV Parking |
| Porch | Open Porch |
|---|---|
| Porch Area | 195 sqft |
| Patio Area | 308 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 022S27521800B000070 |
|---|---|
| Street Address | 7032 CALLE CABEZA DE VACA |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPANISH TRACE ESTATES LOT 7 BLK B AS DES IN OR 4226 PG 946 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | SPANISH TRACE ESTATES |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10822 |
7032 Calle Cabeza de Vaca is owned and occupied by an individual who bought it in December 2021.
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7032 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC |
| May 3, 2023 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 28, 2021 | Warranty Deed, Transfer · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 15, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on File |
| Deed Sale | Dec 28, 2021 · Amount on File |
| Prior Sale | Dec 31, 2009 · Amount on File |
| Deed Document Number | 202185446 |
| Deed Book / Page | 4226 / 946 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7032 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7032 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8845 |
| Document Number | 0047050818 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 4705/818 |
| Instrument | 202605669 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7032 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8845 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7032 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8845 |
| Document Number | 0043910651 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 4391/651 |
| Instrument | 202319218 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 28, 2021 |
| Property Address | 7032 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8845 |
| Document Number | 0042260946 |
| Book / Page | 4226 / 946 |
| Map Reference | MB F PG 63 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 202185446 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,464.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3211 BLUE LOBELIA, 3211, NEW BRAUNFELS, TX 78130-0174 |
| Name | Verified Name |
|---|---|
| Address | 7032 CALLE CAHEZE BE VACA, NAVARRE, FL 32566 |
| Document Number | 0004226948 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 4226/948 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7032 CALLE CABEZA DE VACA, NAVARRE, FL 32566-8845 |
| Document Number | 0039541321 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1079 PUMPKIN RDG EAGLE POINT OR 975249043, EAGLE POINT, OR 97524-9043 |
| Document Number | 0039541321 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 003954/001321 |
| Instrument | 24711 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $191.00 (+7.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $300,491 (+2.7%) Land $48,000 Building $252,491 | $300,491 (+2.7%) Land $48,000 Building $252,491 |
| 2023 | $178.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $292,601 (-6.35%) Land $45,000 Building $247,601 | $292,601 (-6.35%) Land $45,000 Building $247,601 |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $312,430 | $312,430 Land $40,000 Building $272,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7032 Calle Cabeza de Vaca in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7032 Calle Cabeza de Vaca is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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