704 Wayne St, Niles, MI 49120 Property Records

Berrien County property record for 704 Wayne St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,326 sqft · built 1924
Lot Size	0.067 acres (2,919 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (Sep 2025)
Tax Bill	$696 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-4610-0047-01-8`

Property Details

APN / Parcel Number

Primary APN	`71-4610-0047-01-8`
Alternative APN	`11-71-4610-0047-01-8`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	2,919 sqft (0.067 acres)
Lot Dimensions	56 ft deep x 52 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	704 WAYNE ST
City	NILES
State	MI
Zip	49120-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE W 52' OF LOT 12 BLK 5 FRANCES M LA PIERRE'S 2ND ADD TO NILES
Legal Subdivision	FRANCES M LA PIERRES 2ND ADD
Legal Block	5
Legal Lot Number	12
Legal Unit	12
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3006
Census Tract	20500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 WAYNE ST, NILES, MI 49120-1837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 3, 2024	Affidavit, Transfer
Sep 13, 2023	Personal Representative Deed, Transfer
Jul 20, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Sep 13, 2023 · Amount on Record
Deed Document Number	2025442712
Deed Book / Page	3460 / 3888
Prior Transfer Date	Jun 14, 2024
Prior Transfer Doc	0000407914
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 26, 2025
Property Address	704 WAYNE ST, NILES, MI 49120-1837
Document Number	03460/3888
Book / Page	3460 / 3888
Map Reference	VOL 4 PG 10
Instrument Date	Sep 25, 2025
Instrument	2025442712
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 WAYNE ST, NILES, MI 49120-1837

Mortgage

Document Number	0034603891
Date	Sep 26, 2025
Instrument	3460/3891

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	03460/3912
Date	Sep 26, 2025
Book Page	3460/3912
Instrument	2025442714

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2024: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BERRIEN MI
Recording Date	Jan 3, 2024
Property Address	704 WAYNE ST, NILES, MI 49120-1837
Document Number	03418/2093
Book / Page	3418 / 2093
Map Reference	VOL 4 PG 10
Instrument Date	Dec 15, 2023
Instrument	2024395683
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 13, 2023
Property Address	704 WAYNE ST, NILES, MI 49120-1837
Document Number	03411/3927
Book / Page	3411 / 3927
Map Reference	VOL 4 PG 10
Instrument Date	Sep 13, 2023
Instrument	2023388871
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81, SAINT JOSEPH, MI 49085-0081
Investor	Possibly a Property Investor

July 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 20, 2023
Property Address	704 WAYNE ST, NILES, MI 49120-1837
Document Number	03408/1576
Book / Page	3408 / 1576
Map Reference	VOL 4 PG 10
Instrument Date	Jul 14, 2023
Instrument	2023385068
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,100 (+23%)	$126,200 (+23%)
2025	$696.00 (-30.12%)	$51,300 (+37.9%)	$102,600 (+37.9%)
2024	$996.00 (+61.17%)
2023		$37,200 (+35.27%)	$74,400 (+35.27%)
2022	$618.00 (+4.75%) Homeowner's exemption	$27,500	$55,000
2021	$590.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

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