704 W Spring St, Bluffton, IN 46714 Property Records

Wells County property record for 704 W Spring St, Bluffton, IN 46714

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,128 sqft · built 1963
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$81,000 (May 2003)
Tax Bill$1,112 (2025)
Deeds & MortgagesApr 2022 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN90-08-09-200-049.000-004

Property Details

APN / Parcel Number

Primary APN90-08-09-200-049.000-004
Alternative APNs
  • 00001537222
  • 0100954600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1985
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001537222
Street Address704 W SPRING ST
CityBLUFFTON
StateIN
Zip46714-3437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(9-B) 0.360A NW PT NE NW
JurisdictionWELLS IN
Township / Civil DivisionHARRISON
Census Block Group4
Census Block4030
Census Tract40600

Owner

704 W Spring St is owned and occupied by an individual who bought it in May 2003.

Source: Wells County records, as of June 26, 2026

Owner of RecordIndividual Name on File
Mailing Address704 W SPRING ST, BLUFFTON, IN 46714-3437
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage · FHA Mortgage
INTERNATIONAL CAPITAL GROUP
Dec 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
THREE RIVERS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2003 · Amount on File
Deed SaleMay 28, 2003 · Amount on File
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Property Address704 W SPRING ST, BLUFFTON, IN 46714-3437
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020221865
DateApr 26, 2022
Instrument20221865
Lender
NameINTERNATIONAL CAPITAL GROUP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Property Address704 W SPRING ST, BLUFFTON, IN 46714-3437
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20184495
DateDec 4, 2018
Instrument20184495
Lender
NameTHREE RIVERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueDec 1, 2023
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 704 W Spring St was $1,112 with a homeowner's exemption, up 2.7% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBluffton City
CountyWells County
County SubdivisionHarrison Township
Unified School DistrictBluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,112.00 (+2.68%) Homeowner's exemption$155,000 Land $27,700 Building $127,300$155,000 Land $27,700 Building $127,300
2024$1,083.00
2023$155,100 (+19.77%) Land $24,300 Building $130,800$155,100 (+19.77%) Land $24,300 Building $130,800
2022$780.00$129,500 Land $24,300 Building $105,200$129,500 Land $24,300 Building $105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 W Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 W Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON UTILITIES WATER DEPT
serves 10,298 people · EPA ID IN5290001
Water SourceGroundwater
Last State InspectionOct 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Craigville Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: Verizon.

Nearby Properties on W Spring St

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