704 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 704 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	3,387 sqft · built 1950
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,625,704 (Sep 2018)
Tax Bill	$35,940 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-01404-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`51-01404-0000-00011`
Alternative APN	`510140400011`

Interior

Stories	2 Stories
Building Area	3,387 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	704 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.430 AC
Legal Subdivision	RIDGEWOOD VILLAGE
Legal Block	1404
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2000
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 UPPER BLVD, RIDGEWOOD, NJ 07450-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 10, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Oct 29, 2004 · Amount on Record
Deed Document Number	201818-063956
Deed Book / Page	3046 / 1960
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	704 UPPER BLVD, RIDGEWOOD, NJ 07450-1125
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 UPPER BLVD, RIDGEWOOD, NJ 07450-1125

Mortgage

Document Number	0050001638
Date	May 24, 2023
Book Page	5000/1638
Instrument	2023034594

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 14, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	704 UPPER BLVD, RIDGEWOOD, NJ 07450-1125
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044850477
Date	Dec 10, 2021
Book Page	4485/477
Instrument	2021178530

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2051

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 10, 2018
Property Address	704 UPPER BLVD, RIDGEWOOD, NJ 07450-1125
Document Number	0030461960
Book / Page	3046 / 1960
Instrument Date	Aug 16, 2018
Instrument	00018-063956
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 UPPER BLVD, RIDGEWOOD, NJ 07450-1125

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,243,600 (-) Land $410,000 Building $833,600	$1,243,600 (-) Land $410,000 Building $833,600
2025	$35,940.00 (+0.73%)	$1,243,600 (-) Land $410,000 Building $833,600	$1,243,600 (-) Land $410,000 Building $833,600
2024	$35,678.00 (+4.98%)
2023		$1,243,600 Land $410,000 Building $833,600	$1,243,600 Land $410,000 Building $833,600
2022	$33,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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