691 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 691 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1952
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$660,500 (Nov 2018)
Tax Bill	$18,294 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`51-01405-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`51-01405-0000-00010`
Alternative APN	`510140500010`

Interior

Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	209 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	691 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.480 AC
Legal Block	1405
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1004
Census Tract	47200

Owner

691 Upper Blvd is owned and occupied by two individuals who bought it in November 2018.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	691 UPPER BLVD, RIDGEWOOD, NJ 07450-1124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE FUNDING INC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
May 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC
Nov 8, 2018	Deed with Mortgage, Transfer · Conventional Mortgage GARDEN ST HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Apr 6, 1992 · Amount on File
Deed Document Number	201818-079701
Deed Book / Page	3103 / 974
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	691 UPPER BLVD, RIDGEWOOD, NJ 07450-1124
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042881019
Date	Jul 22, 2021
Book Page	4288/1019
Instrument	2021118298

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	691 UPPER BLVD, RIDGEWOOD, NJ 07450-1124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HUNTER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033670424
Date	Oct 4, 2019
Book Page	3367/424
Instrument	19-065952

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	691 UPPER BLVD, RIDGEWOOD, NJ 07450-1124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035351555
Date	Mar 9, 2020
Book Page	3535/1555
Instrument	20-027678

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company
Address	DOVER, DE 19901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	691 UPPER BLVD, RIDGEWOOD, NJ 07450-1124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038761033
Date	Dec 18, 2020
Book Page	3876/1033
Instrument	20-136513

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	691 UPPER BLVD, RIDGEWOOD, NJ 07450-1124
Document Number	0036721031
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	691 UPPER BLVD RIDGEWOOD NJ 074501124, RIDGEWOOD, NJ 07450-1124

Mortgage

Document Number	0036721031
Date	Aug 18, 2020
Book Page	003672/001031
Instrument	75026

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	691 UPPER BLVD, RIDGEWOOD, NJ 07450-1124
Document Number	0032661685
Instrument Date	May 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	HUNTER TITLE AGENCY, HUNTER TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	691 UPPER BLVD RIDGEWOOD NJ 074501124, RIDGEWOOD, NJ 07450-1124

Mortgage

Document Number	0032661685
Date	Jun 14, 2019
Book Page	003266/001685
Instrument	37377

Lender

Name	GARDEN ST HM LNS INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 13, 2034

November 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Nov 8, 2018
Property Address	691 UPPER BLVD, RIDGEWOOD, NJ 07450-1124
Document Number	0031030974
Book / Page	003103 / 000974
Instrument Date	Oct 26, 2018
Instrument	79701
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	691 UPPER BLVD RIDGEWOOD NJ 074501124, RIDGEWOOD, NJ 07450-1124

Mortgage

Document Number	31030981
Date	Nov 8, 2018
Book Page	003103/000981
Instrument	79701

Lender

Name	GARDEN ST HM LNS INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 7, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 691 Upper Blvd was $18,294, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,000 (-) Land $427,200 Building $205,800	$633,000 (-) Land $427,200 Building $205,800
2025	$18,294.00 (+0.74%)	$633,000 Land $427,200 Building $205,800	$633,000 Land $427,200 Building $205,800
2024	$18,160.00
2023		$633,000 Land $427,200 Building $205,800	$633,000 Land $427,200 Building $205,800
2022	$17,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 691 Upper Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 691 Upper Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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