704 Travers St, Cambridge, MD 21613 Property Records

Dorchester County property record for 704 Travers St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,624 sqft · built 1920
Lot Size	0.09 acres (3,900 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Aug 2019)
Tax Bill	$2,393 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-170718`

Property Details

APN / Parcel Number

Primary APN	`07-170718`
Alternative APNs	`7170718` `170718`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,624 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,900 sqft (0.09 acres)
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	170718
Street Address	704 TRAVERS ST
City	CAMBRIDGE
State	MD
Zip	21613-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3,900 SQ. FT. 704 TRAVERS STREET CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3017
Census Tract	970400

Owner

704 Travers St is owned and occupied by an individual who bought it in August 2019.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	704 TRAVERS ST, CAMBRIDGE, MD 21613-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 5, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Book / Page	1532 / 334
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	704 TRAVERS ST, CAMBRIDGE, MD 21613-1633
Document Number	0015870188
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 TRAVERS ST CAMBRIDGE MD 216131633, CAMBRIDGE, MD 21613-1633

Mortgage

Document Number	0015870188
Date	Jul 31, 2020
Book Page	001587/000188

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 5, 2019
Property Address	704 TRAVERS ST, CAMBRIDGE, MD 21613-1633
Document Number	0015320334
Book / Page	001532 / 000334
Instrument Date	Jul 31, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	VENTURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	704 TRAVERS ST CAMBRIDGE MD 216131633, CAMBRIDGE, MD 21613-1633

Mortgage

Document Number	15320339
Date	Aug 5, 2019
Book Page	001532/000339

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 704 Travers St was $2,393, up 3.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,393.00 (+3.19%)	$128,067	$137,200 Land $30,000 Building $107,200
2025	$2,319.00
2023	$1,993.00	$107,833	$123,500 Land $30,000 Building $93,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Travers St in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 units insured incl. 50 condo units
Nearby Flood Claims	27 (1985–2024)
Claims Outside the SFHA	7 of 27
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Travers St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Travers St

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