702 Travers St, Cambridge, MD 21613 Property Records

Dorchester County property record for 702 Travers St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,685 sqft · built 1920
Lot Size	0.091 acres (3,977 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (May 2025)
Tax Bill	$2,432 (2026)
Deeds & Mortgages	May 2024 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-140762`

Property Details

APN / Parcel Number

Primary APN	`07-140762`
Alternative APNs	`7140762` `140762`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,685 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,977 sqft (0.091 acres)
Porch	Slab
Porch Area	322 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	140762
Street Address	702 TRAVERS ST
City	CAMBRIDGE
State	MD
Zip	21613-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3,977 SQ. FT. 702 TRAVERS STREET CAMBRIDGE
Legal Subdivision	HENRY C PATCHER PROP
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3017
Census Tract	970400

Owner

Source: Dorchester County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 TRAVERS ST, CAMBRIDGE, MD 21613-1633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Intrafamily Transfer, Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN AND INVESTMENT BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	May 8, 2024
Deed Book / Page	1943 / 71
Prior Transfer Date	Apr 19, 2024
Prior Transfer Doc	0018750241
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	May 8, 2024
Property Address	702 TRAVERS ST, CAMBRIDGE, MD 21613-1633
Document Number	0018750241
Book / Page	1875 / 241
Map Reference	LB JFD 1 FO 59
Instrument Date	Apr 19, 2024
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 TRAVERS ST, CAMBRIDGE, MD 21613-1633

Mortgage

Document Number	0001875248
Date	May 8, 2024
Instrument	1875-248

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	702 TRAVERS ST, CAMBRIDGE, MD 21613-1633
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 TRAVERS ST, CAMBRIDGE, MD 21613-1633

Mortgage

Document Number	0017350183
Date	Apr 19, 2022
Book Page	1735/183

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	0886

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,432.00 (+9.75%)	$130,167 (+10.31%)	$154,500 (+30.93%) Land $30,000 Building $124,500
2025	$2,216.00 (+31.83%)	$118,000 (+21.73%) Land $30,000 Building $88,000	$118,000 (-) Land $30,000 Building $88,000
2023	$1,681.00 Homeowner's exemption	$96,933	$118,000 Land $30,000 Building $88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 units insured incl. 50 condo units
Nearby Flood Claims	27 (1985–2024)
Claims Outside the SFHA	7 of 27
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Travers St

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