704 Sutherland Dr, McKinney, TX 75071 Property Records

Collin County property record for 704 Sutherland Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,340 sqft · built 2012
Lot Size	0.196 acres (8,533 sqft)
Owner	2 Individual Names on Record
Last Sale	$851,200 (Dec 2025)
Tax Bill	$11,346 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-9758-00A-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-9758-00A-0020-1`
Alternative APNs	`000002658616` `2658616`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,340 sqft Living Area
Gross Area	4,122 sqft
1st Floor Area	2,122 sqft
2nd Floor Area	1,218 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Lot Area	8,533 sqft (0.196 acres)
Garage Type	Attached
Garage Area	389 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	575 sqft
Porch	Covered Patio/Porch
Porch Area	246 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	704 SUTHERLAND DR
City	MCKINNEY
State	TX
Zip	75071-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHILOH RANCH PHASE 1, BLK A, LOT 2
Legal Subdivision	SHILOH RANCH PHASE 1 (CMC)
Legal Block	A
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2000
Census Tract	30546

Owner

Source: Collin County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 SUTHERLAND DR, MCKINNEY, TX 75071-6343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 15, 2025	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 19, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Oct 14, 2020	Deed of Trust, Mortgage TEXASLENDING.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	2025161654
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	May 11, 2026
Property Address	704 SUTHERLAND DR, MCKINNEY, TX 75071-6343
Document Number	0000062245
Instrument Date	May 6, 2026
Instrument	202662245
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 SUTHERLAND DR, MCKINNEY, TX 75071-6343

Mortgage

Document Number	0000062245,
Date	May 11, 2026
Instrument	202662245

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	704 SUTHERLAND DR, MCKINNEY, TX 75071-6343
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7366 TEXAS RANGERS DR 3309, 3309, FRISCO, TX 75034-7635

Mortgage

Document Number	2025000161655
Date	Dec 15, 2025
Instrument	2025000161655

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Max Rate	11.2%

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Dec 15, 2025
Property Address	704 SUTHERLAND DR, MCKINNEY, TX 75071-6343
Document Number	2025000161654
Map Reference	VOL 2009 PG 200
Instrument Date	Dec 15, 2025
Instrument	2025000161654
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2007 CROWN COLONY DR, PROSPER, TX 75078-8751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SULFERLAND DRN, MCKINNEY, TX 75071

Mortgage

Document Number	2025000161655
Date	Dec 15, 2025
Instrument	2025000161655

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Max Rate	11.2%

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 19, 2022
Property Address	704 SUTHERLAND DR, MCKINNEY, TX 75071-6343
Document Number	0000622120
Map Reference	VOL 2009 PG 200
Instrument Date	Apr 14, 2022
Instrument	20220419000622120
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1760 N RIDGE ROAD APT 6206, 6206, MCKINNEY, TX 75071-0076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 SUTHERLAND DR, MCKINNEY, TX 75071-6343

Mortgage

Document Number	0000622130
Date	Apr 19, 2022
Instrument	20220419000622130

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	704 SUTHERLAND DR, MCKINNEY, TX 75071-6343
Document Number	0001827570
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 SUTHERLAND DR MCKINNEY TX 750716343, MCKINNEY, TX 75071-6343

Mortgage

Document Number	0001827570
Date	Oct 21, 2020
Instrument	1827570

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2035

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,346.00 (-0.56%) Homeowner's exemption	$756,060 (+7.91%) Land $190,000 Building $566,060	$756,060 (+7.91%) Land $190,000 Building $566,060
2024	$11,410.00 (+10.77%)
2023		$700,649 Land $150,000 Building $550,649	$700,649 Land $150,000 Building $550,649
2022	$10,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WeLink Communications Fixed Wireless	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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