704 State St, Reading, PA 19607 Property Records

Berks County property record for 704 State St, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1945
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$314,500 (May 2024)
Tax Bill	$1,668 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4396-19-61-3122`

Property Details

APN / Parcel Number

Primary APN	`4396-19-61-3122`
Alternative APNs	`77-4396-19-61-3122` `77047520` `047520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	1,594 sqft
1st Floor Area	1,314 sqft
Basement Area	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Neighborhood
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	77047520
Street Address	704 STATE ST
City	READING
State	PA
Zip	19607-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	61
Jurisdiction	BERKS PA
Township / Civil Division	SHILLINGTON
Census Block Group	2
Census Block	2001
Census Tract	11400

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 STATE ST, READING, PA 19607-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 14, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Oct 19, 2017	Grant Deed, Transfer SENTRY ABSTRACT COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	202414843
Record Updated	Sep 20, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 17, 2020
Property Address	704 STATE ST, READING, PA 19607-1226
Document Number	0000043546
Instrument Date	Aug 13, 2020
Instrument	2020043546
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704 STATE ST, READING, PA 19607-1226

Mortgage

Document Number	0000043547
Date	Nov 17, 2020
Instrument	2020043547

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 14, 2018
Property Address	704 STATE ST, READING, PA 19607-1226
Document Number	0000039632
Instrument Date	Nov 14, 2018
Instrument	2018039632
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SENTRY ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 STATE ST, READING, PA 19607-1226

Mortgage

Document Number	0000039633
Date	Nov 14, 2018
Instrument	2018039633

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Oct 19, 2017
Property Address	704 STATE ST, READING, PA 19607-1226
Document Number	0000038990
Instrument Date	Oct 16, 2017
Instrument	38990
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	SENTRY ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,610.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 DERR RD BERNVILLE PA 195068707, BERNVILLE, PA 19506-8707

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Shillington Borough
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,668.00 (+4.32%) Homeowner's exemption	$103,300 (-) Land $48,800 Building $54,500	$48,800 (-52.76%) Land $48,800
2024	$1,599.00	$103,300 Land $48,800 Building $54,500
1994			$103,300 Land $48,800 Building $54,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures