610 State St, Reading, PA 19607 Property Records

Berks County property record for 610 State St, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,556 sqft · built 1940
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Nov 2020)
Tax Bill	$2,198 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4396-19-60-5982`

Property Details

APN / Parcel Number

Primary APN	`4396-19-60-5982`
Alternative APNs	`77-4396-19-60-5982` `77047340` `047340`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,556 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	77047340
Street Address	610 STATE ST
City	READING
State	PA
Zip	19607-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ALLENDALE ADD
Legal Block	60
Legal Lot Number	310-3
Jurisdiction	BERKS PA
Township / Civil Division	SHILLINGTON
Census Block Group	2
Census Block	2009
Census Tract	11400

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 STATE ST, READING, PA 19607-1224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION PNC BANK N
Nov 4, 2020	Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	202041522
Prior Transfer Date	May 31, 2012
Prior Transfer Doc	0000022580
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	610 STATE ST, READING, PA 19607-1224
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 STATE ST, SHILLINGTON, PA 19607-1224

Mortgage

Document Number	0000000054
Date	Jan 2, 2026
Instrument	2026000054

Lender

Name	PNC BANK NATIONAL ASSOCIATION PNC BANK N
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Dec 28, 2065

Interest

Change Frequency	Monthly

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 4, 2020
Property Address	610 STATE ST, READING, PA 19607-1224
Document Number	0000041522
Map Reference	MB 8 PG 15
Instrument Date	Oct 15, 2020
Instrument	2020041522
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	610 STATE STREET, LOWER MAKEFIELD, PA 19067

Mortgage

Document Number	0000041523
Date	Nov 4, 2020
Instrument	2020041523

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Shillington Borough
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,198.00 Homeowner's exemption	$136,100 (-) Land $66,000 Building $70,100	$66,000 (-) Land $66,000
2025	$2,198.00 (+4.32%) Homeowner's exemption	$136,100 (-) Land $66,000 Building $70,100	$66,000 (-51.51%) Land $66,000
2024	$2,107.00	$136,100 Land $66,000 Building $70,100
1994			$136,100 Land $66,000 Building $70,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Greenlight Networks.

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