Dallas County property record for 704 S Elm St, Buffalo, MO 65622
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,110 sqft · built 1963 |
| Lot Size | 0.182 acres (7,944 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,796 (May 2024) |
| Tax Bill | $526 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-7.0-26-003-009-002.000 |
| Primary APN | 09-7.0-26-003-009-002.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,110 sqft Base Area |
| 1st Floor Area | 1,110 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,944 sqft (0.182 acres) |
| Lot Dimensions | 105 ft deep x 75.3 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 704 S ELM ST |
|---|---|
| City | BUFFALO |
| State | MO |
| Zip | 65622-8552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 46-48 INCLUSIVE BLOCK 10 OAK GROVE ADDITION; LOT SIZE: 75.3' X 105.5' |
| Legal Range | 20W |
| Legal Township | 34N |
| Legal Section | 26 |
| Legal Subdivision | OAK GROVE ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 46-48 |
| Jurisdiction | DALLAS MO |
| Township / Civil Division | SOUTH BENTON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 480200 |
Source: Dallas County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 704 S ELM ST, BUFFALO, MO 65622-8552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 19, 2019 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| May 24, 2017 | Warranty Deed, Transfer |
| May 24, 2017 | Warranty Deed, Transfer · Commercial Mortgage RIESCHEL AND UMBARGER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on Record |
| Deed Sale | May 24, 2024 · Amount on Record |
| Prior Sale | Feb 19, 2019 · Amount on Record |
| Deed Document Number | 20241204 |
| Deed Book / Page | 2024 / 1204 |
| Prior Transfer Date | May 24, 2017 |
| Prior Transfer Doc | 02017/1095 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS MO |
| Property Address | 704 S ELM ST, BUFFALO, MO 65622-8552 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 704 S ELM ST, BUFFALO, MO 65622-8552 |
| Document Number | 02021/3207 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 2021/3207 |
| Instrument | 202103207 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | Feb 19, 2019 |
| Property Address | 704 S ELM ST, BUFFALO, MO 65622-8552 |
| Document Number | 02019/0339 |
| Book / Page | 2019 / 0339 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 201900339 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0201900340 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 201900340 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | May 24, 2017 |
| Property Address | 704 S ELM ST, BUFFALO, MO 65622-8552 |
| Document Number | 2017/1095 |
| Book / Page | 2017 / 1095 |
| Instrument Date | May 24, 2017 |
| Instrument | 201701095 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 STATE RD, URBANA, MO 65767-9251 |
| Document Number | , 201701096 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 201701096 |
| Type | Non-Lending Institution |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | May 24, 2017 |
| Property Address | 704 S ELM ST, BUFFALO, MO 65622-8552 |
| Document Number | 02017/1095 |
| Book / Page | 2017 / 1095 |
| Instrument Date | May 24, 2017 |
| Instrument | 201701095 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 STATE RD, URBANA, MO 65767-9251 |
| Document Number | 0201701096 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 201701096 |
| Name | RIESCHEL AND UMBARGER |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dallas County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Dallas County |
| Municipality | Buffalo City |
| Unified School District | Dallas County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $526.00 (+6.91%) | $11,840 (+6.67%) | $62,300 (+6.68%) Land $10,200 Building $52,100 |
| 2023 | $492.00 (+7.42%) | $11,100 (-3.31%) | $58,400 (-3.31%) Land $10,200 Building $48,200 |
| 2022 | $458.00 | $11,480 | |
| 2021 | $60,400 Land $10,200 Building $50,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO PWS serves 3,462 people · EPA ID MO5010114 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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