642 S Elm St, Buffalo, MO 65622 Property Records

Dallas County property record for 642 S Elm St, Buffalo, MO 65622

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,729 sqft · built 1963
Lot Size0.181 acres (7,905 sqft)
OwnerIndividual Name on Record
Tax Bill$931 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN09-7.0-26-003-001-005.000

Property Details

APN / Parcel Number

Primary APN09-7.0-26-003-001-005.000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,729 sqft Base Area
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,905 sqft (0.181 acres)
Lot Dimensions105 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGravity Furnace

Location & Zoning

Street Address642 S ELM ST
CityBUFFALO
StateMO
Zip65622-8553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 24-26 BLOCK 1 OAK GROVE ADDITION; LOT SIZE: 75' X 105.43' IRR.
Legal SubdivisionOAK GROVE ADDITION
Legal Block1
Legal Lot Number24-26
JurisdictionDALLAS MO
Township / Civil DivisionSOUTH BENTON
Census Block Group3
Census Block3013
Census Tract480200

Owner

Source: Dallas County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address642 S ELM ST, BUFFALO, MO 65622-8553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2013
Deed SaleJun 21, 2013
Prior SaleJan 28, 2013
Deed Document Number0020131452
Deed Book / Page2013 / 1452
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS MO
Property Address642 S ELM ST, BUFFALO, MO 65622-8553
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 S ELM ST, BUFFALO, MO 65622-8553

Mortgage

Document Number02023/2825
DateDec 19, 2023
Book Page2023/2825
Instrument202302825
Lender
NameGOODLEAP LC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyDallas County
MunicipalityBuffalo City
Unified School DistrictDallas County R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$931.00 (+7.75%)$20,940 (+7.38%)$110,200 (+7.41%) Land $10,200 Building $100,000
2023$864.00$19,500$102,600 Land $10,200 Building $92,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 47% of Missouri
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO PWS
serves 3,462 people · EPA ID MO5010114
Water SourceGroundwater
Last State InspectionOct 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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