Worcester County and Winchendon Town property record for 704 River St, Winchendon, MA 01475
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 1 ba · 1,392 sqft · built 1996 |
| Lot Size | 7.45 acres (324,870 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Apr 2018) |
| Tax Bill | $3,865 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Jan 2020 Line of Credit |
| APN | WINC M:4 B:0 L:78 |
| Primary APN | WINC M:4 B:0 L:78 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Total Area |
| Gross Area | 2,000 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 528 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 324,870 sqft (7.45 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 704 RIVER ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1906 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | R1 |
| Legal Lot Number | 78 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 702202 |
704 River St, a commercial property, is owned by an individual who bought it in April 2018.
Source: Worcester County and Winchendon Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 RIVER ST, WINCHENDON, MA 01475-1906 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage ATHOL SAVINGS BANK |
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2018 · Amount on File |
| Deed Sale | Apr 18, 2018 · Amount on File |
| Prior Sale | Dec 19, 1997 · Amount on File |
| Deed Book / Page | 9055 / 23 |
| Transfer Doc | 0009055-23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 704 RIVER ST, WINCHENDON, MA 01475-1906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 56783-153 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 56783/153 |
| Instrument | 20084 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 704 RIVER ST, WINCHENDON, MA 01475-1906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61726-90 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 61726/90 |
| Instrument | 2815 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 704 River St was $3,865, up 4.1% from the year before.
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,865.00 (+4.12%) | $328,900 (+11.11%) Land $67,500 Building $261,400 | $335,730 (+0.37%) |
| 2024 | $3,712.00 (+1.7%) | $296,000 (+8.66%) Land $66,200 Building $229,800 | $334,495 |
| 2023 | $3,650.00 | $272,400 Land $64,000 Building $208,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 704 River St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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