704 Paula Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 704 Paula Dr, Waterloo, IL 62298

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,003 sqft · built 1992
Lot Size	0.45 acres (19,771 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,784 (2024)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-317-018-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-317-018-000`
Alternative APN	`07251330600700 00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,003 sqft Living Area
1st Floor Area	2,003 sqft
Basement Area	2,003 sqft
Unfinished Basement	2,003 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	19,771 sqft (0.45 acres)
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	750 sqft
Porch	Slab
Porch Area	72 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	704 PAULA DR
City	WATERLOO
State	IL
Zip	62298-1826
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	WR5
Legal Description	LOT 107 & PART LOTS 89, 90 & 108 SUNSET ACRES 3RD ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	SUNSET ACRES
Legal Lot Number	107
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3000
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	409 PAUL DR, WATERLOO, IL 62298-1825
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Intrafamily Transfer, Transfer
Mar 20, 2026	Intrafamily Transfer, Transfer
Apr 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 30, 2026
Transfer Doc	0000441742
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Mar 20, 2026
Property Address	704 PAULA DR, WATERLOO, IL 62298-1826
Document Number	0000441743
Instrument Date	Jan 30, 2026
Instrument	441743
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	409 PAUL DR, WATERLOO, IL 62298-1825

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Mar 20, 2026
Property Address	704 PAULA DR, WATERLOO, IL 62298-1826
Document Number	0000441742
Instrument Date	Jan 30, 2026
Instrument	441742
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	409 PAUL DR, WATERLOO, IL 62298-1825

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Apr 8, 2019
Property Address	704 PAULA DR, WATERLOO, IL 62298-1826
Document Number	0000400775
Instrument Date	Mar 29, 2019
Instrument	400775
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	409 PAUL DR WATERLOO IL 622981825, WATERLOO, IL 62298-1825

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Apr 8, 2019
Property Address	704 PAULA DR, WATERLOO, IL 62298-1826
Document Number	0000400774
Instrument Date	Mar 29, 2019
Instrument	400774
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	409 PAUL DR WATERLOO IL 622981825, WATERLOO, IL 62298-1825

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,390 (+8.13%) Land $17,970 Building $69,420	$262,170 (+8.13%) Land $53,910 Building $208,260
2024	$4,784.00	$80,823 (+14.99%) Land $17,394 Building $63,429	$242,469 (+14.99%) Land $52,182 Building $190,287
2022		$70,290 Land $16,140 Building $54,150	$210,870 Land $48,420 Building $162,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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