703 Paula Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 703 Paula Dr, Waterloo, IL 62298

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,984 sqft · built 1983
Lot Size	0.24 acres (10,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Oct 2022)
Tax Bill	$4,159 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-25-317-003-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-317-003-000`
Alternative APN	`07251330600500 00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	10,625 sqft (0.24 acres)
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	420 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	703 PAULA DR
City	WATERLOO
State	IL
Zip	62298-1826
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	WR5
Legal Description	PART LOT 87 SUNSET ACRES 3RD ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	SUNSET ACRES
Legal Lot Number	87
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3000
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	711 MORRISON AVE, WATERLOO, IL 62298-1723
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
May 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	2022426382
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0000401223
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Oct 4, 2022
Property Address	703 PAULA DR, WATERLOO, IL 62298-1826
Document Number	0000426382
Map Reference	MB 124 PG 453
Instrument Date	Sep 30, 2022
Instrument	426382
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	813 WHITE OAK DR, 813, RED BUD, IL 62278-2937

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 PAULA DR # 705, 705, WATERLOO, IL 62298-1826

Mortgage

Document Number	0000426383
Date	Oct 4, 2022
Instrument	426383

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	May 3, 2019
Property Address	703 PAULA DR, WATERLOO, IL 62298-1826
Document Number	0000401223
Instrument Date	Apr 25, 2019
Instrument	401223
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	813 WHITE OAK DR RED BUD IL 622782937, RED BUD, IL 62278-2937

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,159.00 (+10.67%)	$68,160 (+22.19%) Land $16,520 Building $51,640	$204,480 (+22.19%) Land $49,560 Building $154,920
2024	$3,758.00
2022		$55,780 Land $15,230 Building $40,550	$167,340 Land $45,690 Building $121,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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