704 Old Baltimore Rd, Westminster, MD 21157 Property Records

Carroll County property record for 704 Old Baltimore Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,704 sqft · built 1910
Lot Size	0.276 acres (12,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,000 (Dec 2022)
Tax Bill	$3,919 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-107234`

Property Details

APN / Parcel Number

Primary APN	`07-107234`
Alternative APNs	`7107234` `107234`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,704 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,010 sqft (0.276 acres)
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	107234
Street Address	704 OLD BALTIMORE RD
City	WESTMINSTER
State	MD
Zip	21157-6222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT - 0.2757 AC 704 OLD BALTIMORE RD SE OF WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2031
Census Tract	507602

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jun 14, 2022	Deed, Transfer TUMKEY TITLE LLC, TURNKEY TITLE LLC
Jun 16, 2021	Intrafamily Transfer, Transfer CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP
Oct 28, 2019	Quit Claim Deed, Transfer SAFEGUARD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Book / Page	10956 / 448
Prior Transfer Date	May 30, 2021
Prior Transfer Doc	0103250266
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 30, 2022
Property Address	704 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6222
Document Number	0109560448
Book / Page	10956 / 448
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	LUCID TITLE AND ESCROW LLC, LUCID TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	704 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6222

Mortgage

Document Number	0109560454
Date	Dec 30, 2022
Instrument	10956-0454

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 14, 2022
Property Address	704 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6222
Document Number	0108060258
Book / Page	10806 / 258
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	TUMKEY TITLE LLC, TURNKEY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 DUSTIN RD, BURTONSVILLE, MD 20866-1016

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jun 16, 2021
Property Address	704 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6222
Document Number	0103250266
Book / Page	10325 / 266
Map Reference	LB 1440 PG 661
Instrument Date	May 30, 2021
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6222

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 28, 2019
Property Address	704 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6222
Document Number	0094600213
Book / Page	009460 / 000213
Instrument Date	Sep 25, 2019
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	SAFEGUARD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 OLD BALTIMORE RD WESTMINSTER MD 211576222, WESTMINSTER, MD 21157-6222

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,919.00 (+15.88%)	$350,000 (+15.88%) Land $91,700 Building $258,300	$350,000 (-) Land $91,700 Building $258,300
2025	$3,382.00 (+45.27%)	$302,033 (+46.55%)	$350,000 (+69.82%) Land $91,700 Building $258,300
2023	$2,328.00	$206,100 Land $91,700 Building $114,400	$206,100 Land $91,700 Building $114,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Antietam Cable, Ting, Verizon.

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