628 Old Baltimore Rd, Westminster, MD 21157 Property Records

Carroll County property record for 628 Old Baltimore Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1988
Lot Size	0.266 acres (11,604 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Mar 2021)
Tax Bill	$3,196 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-100612`

Property Details

APN / Parcel Number

Primary APN	`07-100612`
Alternative APNs	`7100612` `100612`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,604 sqft (0.266 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	100612
Street Address	628 OLD BALTIMORE RD
City	WESTMINSTER
State	MD
Zip	21157-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT - 11604 SF 628 OLD BALTIMORE RD E OF WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2027
Census Tract	507602

Owner

628 Old Baltimore Rd is owned and occupied by an individual who bought it in March 2021.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	628 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 26, 2021	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Feb 5, 2021	Gift Deed, Transfer
Mar 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CAP PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Mar 26, 2021 · Amount on File
Deed Book / Page	10185 / 414
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	0100890169
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 26, 2021
Property Address	628 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6220
Document Number	0001850414
Book / Page	185 / 414
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ASSOCIATED TITLE COMPANY, ASSOCIATES TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	628 BALTIMORE BLVD # OID, OID, WESTMINSTER, MD 21157-6104

Mortgage

Document Number	0000185419
Date	Mar 26, 2021
Instrument	185/419

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 26, 2021
Property Address	628 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6220
Document Number	0101850414
Book / Page	10185 / 414
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ASSOCIATED TITLE COMPANY, ASSOCIATES TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	628 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6220

Mortgage

Document Number	0010185419
Date	Mar 26, 2021
Instrument	10185/419

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 5, 2021
Property Address	628 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6220
Document Number	0100890169
Book / Page	10089 / 169
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	628 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6220

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	628 OLD BALTIMORE RD, WESTMINSTER, MD 21157-6220
Document Number	0086400037
Book / Page	008640 / 000037
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	628 OLD BALTIMORE RD WESTMINSTER MD 211576220, WESTMINSTER, MD 21157-6220

Mortgage

Document Number	0086400037
Date	Mar 22, 2017
Book Page	008640/000037

Lender

Name	MORTGAGE CAP PTRS
Type	Mortgage Company
Address	LOS ANGELES, CA 90025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 21, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 628 Old Baltimore Rd was $3,196, up 7.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,196.00 (+7.75%)	$285,400 (+7.74%) Land $91,300 Building $194,100	$285,400 (-) Land $91,300 Building $194,100
2025	$2,966.00	$264,900	$285,400 Land $91,300 Building $194,100
2023	$2,530.00	$223,900 Land $91,300 Building $132,600	$223,900 Land $91,300 Building $132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Old Baltimore Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Old Baltimore Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting, Verizon.

Nearby Properties on Old Baltimore Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures