Kane County property record for 645 N Spring St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,030 sqft · built 1910 |
| Lot Size | 0.162 acres (7,062 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Dec 1999) |
| Tax Bill | $6,737 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-304-002 |
| Primary APN | 06-12-304-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 5 Stories |
| Building Area | 2,030 sqft Living Area |
| Gross Area | 3,377 sqft |
| Basement Area | 1,347 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 7,062 sqft (0.162 acres) |
| Lot Dimensions | 132 ft deep x 54 ft wide |
| Garage Type | Detached |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 645 N SPRING ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WETMORES SUB LOT 5 |
| Legal Subdivision | WETMORES SUB |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-304-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 N SPRING ST, ELGIN, IL 60120-4186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 1999 · Amount on Record |
| Deed Sale | Dec 27, 1999 · Amount on Record |
| Deed Document Number | 1999121054 |
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,737.00 (+25.2%) | ||
| 2024 | $81,346 (+31.08%) Land $15,224 Building $66,122 | $244,136 (+31.13%) Land $45,690 Building $198,445 | |
| 2022 | $5,381.00 (+3.96%) | $62,058 (+6.96%) Land $12,541 Building $49,517 | $186,174 (+6.96%) Land $37,623 Building $148,551 |
| 2021 | $5,176.00 | $58,020 Land $11,725 Building $46,295 | $174,060 Land $35,175 Building $138,885 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 504 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Opiquad, T-Mobile USA, Radiate Holdings, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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