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704 N Emerald Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 704 N Emerald Dr, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 872 sqft · built 1975
Lot Size0.097 acres (4,250 sqft)
OwnerIndividual Name on File
Last Sale$173,000 (Aug 2021)
Tax Bill$2,297 (2024)
Deeds & MortgagesAug 2021 Assignment
Flood ZoneZone X (minimal risk)
APN00486851-002200

Property Details

APN / Parcel Number

Primary APN00486851-002200
Alternative APNs
  • 12623800486851002200
  • 1596655

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area872 sqft Living Area
1st Floor Area672 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2010
Exterior MaterialMetal
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,250 sqft (0.097 acres)
Lot Dimensions85 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchPorch
Porch Area200 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1596655
Old Parcel Number12623800486851002200
Street Address704 N EMERALD DR
CityKEY LARGO
StateFL
Zip33037-3851
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLT 704 N EMERALD DR SILVER SHORES MOBILE HOME PARK PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 AND PT GOVT LOT 3 SEC 12
Legal Range38E
Legal Township62S
Legal Section12
Legal SubdivisionSILVER SHORES MOBILE HOMES
Legal Tract1
Legal Lot Number3,704
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2006
Census Tract970600

Owner

Source: Monroe County records · APN 00486851-002200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address704 N EMERALD DR, KEY LARGO, FL 33037-3851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2021 · Amount on Record
Deed SaleAug 01, 2021 · Amount on Record
Deed Document Number0031221657
Prior Transfer DateJan 31, 2000
Prior Transfer Doc0161501514
Record UpdatedJun 08, 2026

August 2021: Assignment of Lease, Transfer

Document TypeAssignment of Lease
JurisdictionMONROE FL
Recording DateAug 30, 2021
Property Address704 N EMERALD DR, KEY LARGO, FL 33037-3851
Document Number0031221657
Book / Page3122 / 1657
Map ReferenceMB 5 PG 52
Instrument DateAug 27, 2021
Instrument2337523
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyABSOLUTE FIRST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,211.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4386 S OCQUEOC RD, MILLERSBURG, MI 49759-9715

Mortgage

Document Number0031221660
DateAug 30, 2021
Book Page3122/1660
Instrument2337524
Lender
NameSAIA RENTAL LLC
TypeNon-Lending Institution
AddressKEY LARGO, FL 33037
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$281,375 (+45.88%) Land $200,674 Building $80,701$281,375 (+45.88%) Land $200,674 Building $80,701
2024$2,297.00 (+15.83%)
2023$1,983.00 (+15.16%)$192,881 (+33.17%) Land $160,969 Building $31,912$192,881 (+33.17%) Land $160,969 Building $31,912
2022$1,722.00$144,839 Land $113,751 Building $31,088$144,839 Land $113,751 Building $31,088

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Based on FCC filings for 257 locations within half a mile of this property.

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