618 N Emerald Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 618 N Emerald Dr, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,424 sqft · built 1978
Lot Size0.094 acres (4,114 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Dec 2023)
Tax Bill$2,666 (2024)
Deeds & MortgagesDec 2023 Sale
Mar 2022 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN00486851-001000

Property Details

APN / Parcel Number

Primary APN00486851-001000
Alternative APNs
  • 12623800486851001000
  • 1596531

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,152 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2006
Exterior MaterialMetal
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,114 sqft (0.094 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area624 sqft
Patio Area58 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1596531
Old Parcel Number12623800486851001000
Street Address618 N EMERALD DR
CityKEY LARGO
StateFL
Zip33037-3883
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 & PT GOVT LOT 3 SEC 12 TWP 62 RGE 38 SILVER SHORES MOBILE HOME PARK LOT 618
Legal Range38E
Legal Township62S
Legal Section12
Legal SubdivisionSILVER SHORES MOBILE HOMES
Legal Tract1
Legal Lot Number3,618
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address618 N EMERALD DR, KEY LARGO, FL 33037-3883
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2023Deed, Transfer
ACUITY TITLE
Mar 17, 2022Intrafamily Transfer, Transfer
Jul 20, 2017Loan Modification, Mortgage · Conventional Mortgage
EVELYN MCGLONE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2023 · Amount on Record
Deed SaleDec 14, 2023 · Amount on Record
Prior SaleMar 17, 2022
Deed Document Number2444127
Deed Book / Page3254 / 1655
Record UpdatedJun 8, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONROE FL
Recording DateDec 14, 2023
Property Address618 N EMERALD DR, KEY LARGO, FL 33037-3883
Document Number0032541655
Book / Page3254 / 1655
Instrument DateNov 30, 2023
Instrument2444127
Transaction TypeTransfer
Record UpdatedDec 28, 2023
Title CompanyACUITY TITLE

Transaction

AmountAmount Recorded
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 N EMERALD DR, KEY LARGO, FL 33037-3883

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateMar 17, 2022
Property Address618 N EMERALD DR, KEY LARGO, FL 33037-3883
Document Number0031611929
Book / Page3161 / 1929
Instrument DateMar 9, 2022
Instrument2366319
Transaction TypeTransfer
Record UpdatedJan 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4200 AUBURN HILLS DR, RALEIGH, NC 27616-5996

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address618 N EMERALD DR, KEY LARGO, FL 33037-3883
Document Number0028712185
Book / Page002871 / 002185
Instrument DateJul 20, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 N EMERALD DR KEY LARGO FL 330373883, KEY LARGO, FL 33037-3883

Mortgage

Document Number0028712185
DateSep 5, 2017
Book Page002871/002185
Instrument2137404
Lender
NameEVELYN MCGLONE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueSep 4, 2020
Interest
Rate TypeFixed Rate
Rate7%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$277,042 (+56.83%) Land $194,347 Building $82,695$277,042 (+32.94%) Land $194,347 Building $82,695
2024$2,666.00 (+66.31%)
2023$1,603.00 (+10.4%) Homeowner's exemption$176,648 (+18.3%)$208,400 (+31.92%) Land $155,894 Building $52,506
2022$1,452.00 Homeowner's exemption$149,325$157,974 Land $110,165 Building $47,809

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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