San Bernardino County property record for 704 N Cypress Ave, Ontario, CA 91762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,185 sqft · built 1951 |
| Lot Size | 0.171 acres (7,440 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $364,500 (Nov 2016) |
| Tax Bill | $4,654 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1048-305-01-0000 |
| Primary APN | 1048-305-01-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,185 sqft Living Area |
| 1st Floor Area | 1,185 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,440 sqft (0.171 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 370 sqft |
| Patio Area | 370 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 704 N CYPRESS AVE |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91762-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3751 LOT 25 |
| Legal Subdivision | TRACT NO 3751 |
| Legal Tract | 3751 |
| Legal Block | 3 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1104 |
704 N Cypress Ave is owner-occupied and held in a trust since November 2016.
Source: San Bernardino County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 704 N CYPRESS AVE, ONTARIO, CA 91762-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 16, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2016 · Amount on File |
| Deed Sale | Nov 4, 2016 · Amount on File |
| Prior Sale | Feb 25, 1999 · Amount on File |
| Deed Document Number | 2016467029 |
| Prior Transfer Date | Feb 8, 2003 |
| Prior Transfer Doc | 0000126938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 16, 2026 |
| Property Address | 704 N CYPRESS AVE, ONTARIO, CA 91762-2623 |
| Document Number | 0000183148 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026183148 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 704 N CYPRESS AVE, ONTARIO, CA 91762-2623 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 704 N CYPRESS AVE, ONTARIO, CA 91762-2623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 704 N CYPRESS AVE, ONTARIO, CA 91762-2623 |
| Document Number | 0000486204 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020-0486204 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 704 N CYPRESS AVE, ONTARIO, CA 91762-2623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 704 N CYPRESS AVE, ONTARIO, CA 91762-2623 |
| Document Number | 0000284247 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-0284247 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 704 N Cypress Ave was $4,654.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $431,496 (+2%) Land $151,024 Building $280,472 | |
| 2025 | $4,654.00 | $423,036 Land $148,063 Building $274,973 |
| 2023 | $8,376.00 (+0.7%) | $406,609 Land $142,314 Building $264,295 |
| 2022 | $8,318.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 704 N Cypress Ave in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–2016) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 704 N Cypress Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks.
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