738 N Cypress Ave, Ontario, CA 91762 Property Records

San Bernardino County property record for 738 N Cypress Ave, Ontario, CA 91762

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,185 sqft · built 1951
Lot Size0.171 acres (7,440 sqft)
Owner2 Individual Names on File
Last Sale$386,000 (Jun 2017)
Tax Bill$5,134 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN1048-305-07-0000

Property Details

APN / Parcel Number

Primary APN1048-305-07-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,185 sqft Living Area
1st Floor Area1,185 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,440 sqft (0.171 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPatio/Porch
Porch Area50 sqft
Patio Area50 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address738 N CYPRESS AVE
CityONTARIO
StateCA
Zip91762-2623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3751 LOT 31
Legal SubdivisionTRACT NO 3751
Legal Tract3751
Legal Block3
Legal Lot Number31
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group3
Census Block3010
Census Tract1104

Owner

738 N Cypress Ave is owned and occupied by two individuals who bought it in June 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address738 N CYPRESS AVE, ONTARIO, CA 91762-2623
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 29, 2017Grant Deed, Transfer · FHA Mortgage
HOMESTREET BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2017 · Amount on File
Deed SaleJun 29, 2017 · Amount on File
Prior SaleApr 28, 2014 · Amount on File
Deed Document Number2017266636
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address738 N CYPRESS AVE, ONTARIO, CA 91762-2623
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address738 N CYPRESS AVE, ONTARIO, CA 91762-2623

Mortgage

Document Number0000318461
DateAug 31, 2020
Instrument2020-0318461
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateJun 29, 2017
Property Address738 N CYPRESS AVE, ONTARIO, CA 91762-2623
Document Number0000266636
Map ReferenceMB49 PG2&3
Instrument DateMay 16, 2017
Instrument2017-0266636
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanySPL TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address738 N CYPRESS AVE, ONTARIO, CA 91762-2623

Mortgage

Document Number0000266637
DateJun 29, 2017
Instrument2017-0266637
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 738 N Cypress Ave was $5,134 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictOntario-Montclair School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$483,326 (+2%) Land $159,889 Building $323,437
2025$5,134.00 Homeowner's exemption$473,849 Land $156,754 Building $317,095
2023$4,873.00 (+1.37%) Homeowner's exemption$455,448 Land $150,667 Building $304,781
2022$4,807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 738 N Cypress Ave in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–2016)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 738 N Cypress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

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